Did you know that?

  • Every two minutes, someone is diagnosed with cancer1;
  • Every seven minutes someone has a heart attack2; and
  • Every twelve minutes, someone has a stroke3.

Advisers tell us their clients’ biggest fear is being diagnosed with cancer or suffering a heart attack or stroke4. If they don’t have a financial plan in place, what will they do?

Your client’s ability to make a full and successful recovery could be considerably improved by the financial peace of mind provided by critical illness cover.

The solution? This week on Wednesday 10th August we have launched Key3 Critical Illness Insurance and Key3 Critical Illness with Life Insurance.

Key3 pays a lump sum if your client is diagnosed with one of the Key3 critical illnesses – cancer, heart attack or stroke. Key3 can also be bought with life insurance, meaning it could pay out if the policyholder dies or is diagnosed with a terminal illness and has less than 12 months to live.

It’s simple to understand and explain.

It’s affordable, making this product available to those clients who want critical illness cover but can’t afford the comprehensive covers available in the current market.

It’s essential. Key3 covers the ‘Key 3 Critical Illnesses’ people suffer from – cancer, heart attack and stroke – which accounted for almost 80% of the adult critical illness claims paid out by AIG Life in 20155.

Key features of Key3:

  • Both options offer access to our unique Claims Support Fund which can help the person covered or their family while we process a potentially valid claim. It may pay up to £300 for services such as physiotherapy, counselling or even the cost of taking taxis to attend hospital appointments. This payment will not affect the sum assured.
  • Both Key3 options also provide access to the Best Doctors medical opinion service which can be used by the policyholder/s, their partner and children. The person covered can continue to use the service for three years after their claim has been paid.

To find out how Key3 could help your clients, visit our Key3 webpage or call our Sales team on 0345 600 6829.

 

Sources:

  1. Cancer Reaserch UK, 2015
  2. Heart UK
  3. Heart UK
  4. Research conducted by AIG Life, October 2015
  5.  Internal AIG Life MI 2015