At Kensington, we have created a set of criteria and approach to underwriting to help your Failed Credit Score clients achieve the home they can truly afford.
| We can consider: |
| – Up to 2 unsecured missed payments in last 12 months, if now up to date – Defaults, secured loan arrears or satisfied CCJs if older than 24 months – Can consider unsatisfied CCJs older than 24 months – All communications defaults ignored |
| We can help: |
| – Customers in performing debt management plans – Clients who have experienced a life event, such as divorce, illness or redundancy – Those who have disputed a bill with a provider and pick up a blip on their credit record – Borrowers with thin credit files |
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| The new home of lending for real life |
| We thought it might be helpful to remind you of our new address and guidance around documentation for those all-important mortgage applications now that we have made the move to Maidenhead. Most documents can be uploaded through our online portal, but if you are sending the original signed Important Applicant Declarations, or if you wanted to send us some fan mail, our new address is now: Kensington Mortgage Company Limited Ascot House Maidenhead Office Park Maidenhead SL6 3QQ |
Join us at The Specialist Lending Event 2016.
As part of the seminar programme, our Head of Sales and Distribution, Steve Griffiths, will talk through a real life approach to self-employed lending – explain how to approach different ways of assessing income and the pitfalls you need to be aware of.
We will also have a stand and be on hand to discuss your difficult cases throughout the morning.
There are two events and registration is free. Why not sign up and find out how you can write more business?
– London, 27 January, Allianz Park.
– Stafford, 28 January, Yarnfield Park
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