Unique solutions for unique clients

Every contractor is different, and sometimes their work patterns or income streams don’t fit neatly into the boxes of a mortgage application. That’s why we take a flexible approach to contractors, and are happy to consider applications from contractors in any industry.

If your clients can meet our criteria, we’ll be happy to help:

  • Contracts should have a fixed start and end date
  • They should receive a fixed income throughout the contract
  • They should have at least two years’ continuous contracting work history

    Even if they’ve been contracting for less than two years, we may still be able to consider them if they have at least two years’ experience in their industry.

Any questions?

Take a look at our contractor lending criteria or give us a call before you submit an application — we’ll talk through your case and let you know what we may need.

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