While most income protection providers offer your clients with class 1 occupations level guaranteed premiums, there aren’t many that also offer the choice of age-costed guaranteed premiums.
Age-costed premiums are a “pay as you go” approach to your clients’ cover. We know that the certainty of level premiums makes them the preferable choice for some, but have you ever considered that with age-costed premiums, your clients are often paying much lower premiums that are more suitable for their current risk?
With Income One you have flexibility to choose the premium option that suits your clients’ personal circumstances, along with the following great benefits:
- Enhanced membership benefits
Our quality range of support benefits come at no additional cost to your clients, including 24/7 telephone access to qualified GPs and counsellors.
- Day 1 cover
Income One gives your clients the option to receive an income from the first day they are ill or injured if it keeps them off work for 3 days or more – suitable for the self-employed or those with no sick pay.
- Benefit fix option
Resulting in a guaranteed level of benefit and a quicker, more stress free claim process.
- Market-leading medical limits
If your client is under the age of 42, we will not ask for the routine medical evidence that other insurers might – regardless of the benefit they choose.
* Don’t forget – as a limited special offer, all new members to The Exeter will receive 2 months’ free cover in their first year.
With this in mind, is it time you took a closer look at Income One?
Our experts are ready to speak to you to help your income protection sales grow. Give us a call on 0300 123 3207 or email us at sales@the-exeter.com
