On Tuesday, August 2 we’ll be reducing rates among our residential products:
Residential 2 year fixed rate products
Fee offer
- 80% LTV with a reduced rate of 2.09%
- 90% LTV (max £500k) with a reduced rate of 2.79%
Residential 5 year fixed rate products
Fee offer
- 60% LTV with a reduced rate of 2.39%
- 75% LTV with a reduced rate of 2.59%
- 80% LTV with a reduced rate of 2.79%
- 85% LTV (max £500k) with a reduced rate of 3.09%
- 90% LTV (max £500k) with a reduced rate of 3.49%
Standard fee - 75% LTV with a reduced rate of 2.39%
- 80% LTV with a reduced rate of 2.49%
- 85% LTV with a reduced rate of 2.79%
- 90% LTV with a reduced rate of 3.29%
- 90% LTV (over £500k) with a reduced rate of 3.69%
- 75% LTV interest only with a reduced rate of 2.69%
- 80%* LTV interest only with a reduced rate of 2.79%
Large loan (£1m+) - 75% LTV with a reduced rate of 2.69%
- 80% LTV with a reduced rate of 2.79%
- 75% LTV interest only with a reduced rate of 2.79%
- 80%* LTV interest only with a reduced rate of 2.89%
New residential products
- 60% LTV standard fee 2 year fixed rate of 1.69%
60% LTV standard fee 5 year fixed rate of 2.19%
* Available on part repayment, part interest only basis. The interest only element is available to a maximum LTV of 75% with any additional borrowing up to 80% LTV being available on a capital & interest basis. Available for loans up to £750,000, increasing to £1,500,000 for properties in the Greater London area.
There are no changes to fees or to any of our other products.
You may use the bank’s online application facility to submit cases.
For more information on our products or how we may be able to assist your clients, please contact your relationship manager.