Virgin Money’s flexible tracker mortgages are ideal for customers looking for more flexibility. Their 2 Year Tracker deal is fully flexible so your customers can make almost unlimited overpayments, redraw their funds and even take payment holidays.*

• 2 Year Tracker rate up to 65% LTV at 1.69% (BoE + 1.44%) with a £995 fee (free legal and valuations for remortgage customers)

Fully flexible

Customers can pay the balance down to just £1 – overpayments are a great way for your customers to reduce the amount they owe, save interest and potentially repay earlier than planned. Take a look at Virgin Money’s overpayment calculator to see how much your customers could save.

If your customer has made overpayments, they can apply to make a lower monthly payment, apply to borrow back some or all of the overpayments they have made (£500 minimum), or stop their monthly payment until the overpayment is used up.

And from parental leave to emergency boiler repairs, payment holidays are a great way for your customers to free up some money when they need it most. So for every nine consecutive full mortgage payments, your customers can arrange one payment holiday (up to a maximum of three payment holidays after 27 consecutive full payments).

To find out more about how you can help your customers looking for flexibility, talk to your dedicated Virgin Money BDM or visit virginmoneyforintermediaries.com

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*Flexible features are subject to Virgin Money’s agreement and the terms and conditions of your customer’s mortgage.