In 2017 we paid 94.7% of claims submitted, which amounted to a total of almost £4.4m in sick pay benefit, demonstrating our continuous commitment to supporting our Members when they need it most.

The principal reasons for not admitting claims were, that claims were in respect of pre-existing disabilities that had not been disclosed and where there was no actual loss of earnings.

Significantly, the most common reason behind making a claim was accident or injury which accounted for 40% of applications, highlighting the value of insuring against the risk of less obvious causes of lost earnings. Some other claims listed included depression, cancer, heart or circulatory complications and back, neck and shoulder problems.

Use our Claim Statistics Card alongside our Members Claim Experience to dispel customer concerns and emphasise the need for good income protection cover.

For more information on our 2017 Claim Statistics and all things income protection, contact our Sales Team on 0800 587 5098 option 2 or sales@cirencester-friendly.co.uk