Chorley Building Society offers a common-sense approach to mortgage lending, with direct access to experienced underwriters who assess each case individually. This flexible approach will consider your customer’s personal circumstances, where automated credit scoring systems could rule them out, ensuring the borrower is at the heart of all their lending decisions.

Chorley Building Society recognises that the lending needs of borrowers are changing along with individual lifestyles, and are committed to providing products and lending solutions to meet these ever-changing needs.

The Society believes that age discrimination is unacceptable in today’s market and that later life lending is a specialist area that requires an individual assessment of the borrower’s requirements both now and in the future.

Why Chorley Building Society?

  • Service driving, common-sense approach to mortgage lending which ensures the borrower is at the heart of all lending decisions;
  • Direct access to experienced underwriters who assess each case individually;
  • A flexible approach, that will consider your customer’s personal circumstances, when automated credit scoring could rule them out;
  • No maximum age limit;
  • No restrictions on product offering for older borrowers, core product range is available
  • Able to consider earned income beyond age 70 (subject to feasibility);
  • Able to lend into retirement and to borrowers who are already retired (subject to meeting appropriate criteria);
  • Interest-only applications with suitable Repayment Strategies (subject to LTV limits);
  • Downsizing is accepted as a Repayment Strategy (subject to meeting appropriate criteria)
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