If your client has a previous or existing medical condition, LV=’s Pre-Underwriting tool will give you an indicative decision in an instant,

Available 24 hours a day, 7 days a week, you can use the tool anytime. Comprehensive and easy to use, the tool searches over 1,000 conditions and provides indicative decisions for over 90% of the common enquiries received.

You can even use it for multiple conditions and for more complex cases, the tool can confirm the medical evidence needed and an indication of the final underwriting outcome.

To use the Pre-Underwriting Tool, you will need to log into Fastway, LV=’s quote and apply system.

RemindRDon’t forget: LV= pay up to 35% extra in API commission, but time is running out!

To help support you when selling income protection, LV= are offering to pay up to 35% extra in API commission on new LV= FPP Income Protection and LV= FPP Personal Sick Pay up until 24^th August 2018.

Visit LV.com/commission for more information and full terms and conditions.

The actual increase will depend on the product that you recommend and how LV= have agreed to pay your commission.