We have recently following some feedback changed the wording on our Income page on buy to let applications.

We have always had help text available to say that income figures were only needed if the applicant was a FTBFTL or using income top slicing – however income figures were still being input into the dip and this was then leading us to request income proof for self-funding BTL applications

Below is the new wording and a copy of the screen for you.

If you select “Yes” then the income fields will be greyed out so that you cannot enter an income as the application would be a self-funding BTL and we don’t need to know what the income level is. We still will require evidence of employment but not the value of income earned.

I hope these change will help get more cases through quicker.