Recent figures show that landlords owning between 6 and 20 properties are increasing but those with a property portfolio between 3 and 5 are falling.
Regulatory changes like the PRA rules around landlord affordability has contributed to this decline in smaller portfolio ownership.
There has been an increase in the number of landlords who are managing their portfolios through a limited company or Special Purpose Vehicle (SPV) to circumvent the changes to tax relief on mortgage interest.
According to Business Moneyfacts there are now over 2,100 buy-to-let mortgages. In a buy-to-let landscape with more choice and increasing complexity, we can help you navigate this and get the right deals for your clients.
Key features
- Most property types including flats over shops and restaurants, HMOs and multiple properties on one title, leisure use, commercial;
- No max age;
- Rentals stress from 125% pay rate.
Typical clients
- Limited companies, UK and offshore SPVs;
- Expats and foreign nationals;
- Buy-to-Let mortgage prisoners;
- Professional landlords with 4+ properties or multiple units in one property;
- Impaired credit.
Get a quote here or for more information, you can drop us a line or give us a call today on 020 8731 5333.
