This mission is based on a real case. Individuals have been anonymised to protect their identities, maintain cover, and avoid compromising any ongoing missions.
MISSION: The interesting case of the IT consultant and the cancelled application
STATUS: Completed
Background: IT consultant XXXX was a next-time buyer who was purchasing a new-build property near Sheffield. She had some minor adverse credit and didn’t quite fit the high street. So, her broker originally picked a deal with another specialist lender.
The issues: The day after valuation, the specialist lender pulled its products and cancelled cases that hadn’t been offered. This left XXXX in a very difficult position as she was under time pressure to complete the purchase of the new build property quickly.
The Solution: Pepper Money helped the customer find the mortgage she needed to buy her new home and consolidate her debts. The mortgage proceeded to Offer in just one week and completed the following week.
To complete your mission, place your case with Pepper Money, via impact packaging
Use their broker portal to submit a decision in principle and upload the intel you have gathered. For every case, we’ll need:
- 2 forms of ID (certified)
- Proof of residency
- Bank statements (or business bank statements if self-employed) from the last 3 months
- Source of deposit
On a number of occasions, Pepper Money will require supplementary information. A list will be generated and confirmed by impact packaging.
Please contact the impact Specialist Finance helpdesk to find out more on 01403 272625