Residential mortgages

We’ve cut rates across our range of residential mortgages, making them even more attractive to customers with specialist lending needs. CCJs, defaults or adverse? Self-employed with only 1 year’s accounts? We could help:

  • 2 year Fixed rates now from 2.94%;
  • 5 year Fixed rates now from 3.19%;
  • Options with refund of valuation (maximum of £630) and £300 cashback.

View the new residential range here.

Help to buy mortgages

Being a specialist lender means we’re well placed to support new build customers, even if they’ve been turned down by a high street lender. Our wide range of Help to Buy products and criteria is backed up by our dedicated priority processing team.

  • 2 year Fixed rates now from 3.44% – reduced by 0.2%;
  • Purchase and Remortgage – £ for £ and Staircasing available;
  • Help to Buy England, Scotland and Wales.

New build cases assessed within 48 hours and providing offers within 21 days. Contact the team directly by calling 0330 159 6001.

View the new help to buy product range here.