Lending on apartments and high-rise flats

At Zephyr, we want to support your clients looking to purchase or remortgage an apartment or flat. Here are some of our current criteria highlights…

  • No height restrictions on lending although anything over 10th floor will be referred to underwriters for approval
  • Ex-local authority flats and deck access considered provided they are leasehold only with a minimum of 70 years left on the lease at planned end of mortgage term
  • Purpose-built, converted and New Build flats acceptable with the same Interest Coverage Ratio on both New Builds and non-New Builds

With unlimited background portfolios and no upfront application fees^ payable across the entire range – we’ve got BTL lending covered from A-Zephyr.

Don’t just take our word for it – Read some of our case studies here for an insight into how we do business.

For help and support, get in touch with our expert team today on