Vida Flex is the perfect buy to let mortgage for budding investors (including first-timers) and professional landlords. Available as a 5 year fixed rate of 3.84%, with a revert rate of 5.19% (variable) (VVR + 3.04%) the product has a fee of 1.75%.

Intermediaries have been asking us for a buy to let product that combines the security and affordability of a 5 year fixed rate with the flexibility of being able to remortgage before the end of the 5 year period without incurring early repayment charges.

The 3 year early repayment charge (ERC) period gives investment flexibility to landlords – they can sell or refinance after 3 years without charge, rather than wait 5 years. It has the added convenience of being able to stay with the same lender for the full 5 years or taking a retention product after 3 years, if eligible, to stay even longer.

That’s Vida Flex – affordable, certain, flexible. Learn more here.