Our Joint Borrower, Sole Proprietor mortgage is available up to 90% LTV, giving greater choice to your customers who, like many first-time buyers, may find it difficult to raise a deposit or secure a mortgage based on their income alone.
JBSP Highlights
- Up to four applicants on the mortgage, with a minimum of one applicant on the property deeds
- Acceptable income from all applicants used
- Maximum age 80 considered (mortgage term based on the oldest applicant)
- Gifted deposit from an immediate family relative
Please note: Applications 90% LTV products do not follow our standard mortgage lending criteria and may be withdrawn at short notice. For full details, please refer to our Mortgage Lending Criteria Guide and Product Guides.
