We’re excited to announce that Skipton have reintroduced 95% LTV lending. It’s a positive step for first-time buyers who have managed to save a 5% deposit, but whose plans have had to be put [...]

We are pleased to announce rate cuts of up to 95bps across our residential range, along with the reintroduction of residential purchase products. The reductions apply to Vida 1,2 and 3 residential purchase and [...]

We are delighted to announce that Precise Mortgages have widened their second charge loan product range to support higher loan to values. Highlights of the new range include: Maximum LTV increased to 65% + [...]

TSB is set to offer 95 per cent loan to value (LTV) mortgages for borrowers outside of the government-backed mortgage scheme from 7 April. The products will be available direct and through the broker-channel [...]

Your clients deserve the freedom of choice when it comes to getting their next Buy-to-Let deal. In a busy market with lenders chopping and changing rates and criteria all the time, we’ve decided to [...]

We are withdrawing our 2 year 65% LTV, 5 year 70% and 75% pay rates and all 5 year non-payrate standard and limited company products. DIPS must be submitted by 5pm on the 26th [...]

We’re pleased to be amongst the first lenders to re-enter 95% LTV lending for residential owner-occupied purchases. And we’re also reducing our rates on 85% and 90% LTV from tomorrow, 25 March 2021. We’re [...]

Let L&G Mortgage Club help light the spark. We have some additional standalone Sparks webinars coming up which offer some new insights or build upon recent virtual events in more detail. All the content [...]

Great news! The Right Mortgage members can access the Shared Ownership exclusive via Legal & General Our Shared Ownership products make owning a home more affordable and this is an area of growth, especially [...]

We're very excited to announce the following update and product launches that are all now available on the broker portal and your sourcing system of choice. Residential Large Loan Maximum loan amount has increased [...]

We are pleased to announce product updates live from today. For more information click here, or visit our website for more information on our Lending policy

Today (Friday 26 March 2021) we will temporarily withdraw selected mainstream residential products. Product Changes New Business Mainstream 2 year fixed rate products at 60% to 75% LTV with £0 fee temporarily withdrawn (M2421) [...]

Our approach to the new Energy Efficiency Regulations. We've recently made some changes to our approach to the new Energy Efficiency Regulations. If you submit an application without a valid Energy Performance Certificate (EPC) [...]

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Aldermore re-enter 95% [...]

We've introduced 5 year fixed rates at 50% LTV, starting from 1.69%. For full details of these updates, click here or download our latest product guide.

We have launched a new 95% LTV fixed rate product available exclusively to intermediaries. We have been right here for you and your clients over the past year, offering a full range of mortgages, [...]

We’re getting closer to the 12th April, and there’s fresh optimism for all as we begin to see the light at the end of the lockdown tunnel. There’s going to be a rush from [...]

We're very excited to share the following updates with you that are all now available on the broker portal and your sourcing system of choice. Residential We’re back at 90% LTV on our Select [...]

There’s never been a better time to switch I wanted to get in touch to let you know about some big changes we've been making to our product switch mortgages. There’s never been a [...]

The 95 per cent LTV deal is a five-year fix at 3.99 per cent and comes with a £995 fee and free standard valuation. Accord said its standard underwriting policy and terms will apply, [...]

Exclusive product only available to L&G members. We are delighted to announce that we will now be offering a shared ownership product, exclusive to Legal and General members. Our shared ownership products make owning [...]

We've increased the maximum LTV for £1,499 fee products from 60% to 90% LTV plus we're making selected rate changes. Please see the summary below or for further details click here. To download the [...]

We are pleased to share two buy to let product changes. BTL minimum loan amount is increased from £25,000 to £75,000. Please note where individual products have higher minimum loans, e.g. a Large Loans [...]

Need a solution for a landlord customer? Discover how our Buy to Let Mortgages could help you get the results you need, with rates starting from 2.79%. Personal ownership / Limited company 2 year fixed [...]

Please refer below for our current service levels to help manage your customer’s expectations for new applications: Important timescales New fully-packaged ‘right first time’ applications to approval are taking on average: Employed customers 4 [...]

Following the recent budget announcement, there has never been a better time for property developers and investors to save on the stamp duty when purchasing a property, and then utilise the relaxed planning regulations. [...]

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Kensington launch 90% [...]

We’ve made some changes to our mortgage product range, detailed below: Changes to 90% LTV products We are reducing the rates on our 90% LTV purchase and remortgage products. We are also reducing the [...]

We’re pleased to confirm that we have reduced rates across many of our Residential ranges, plus we have relaunched our Large Loan product. Rate reductions to the following ranges: Select now from 3.24% for [...]

Metro Bank has expanded its product range further and launched a near prime residential range for customers with a less than perfect credit profile or a low credit score, offering greater flexibility for those [...]

As staycations continue to prove popular, is it time to invest in Holiday lets? Why choose us? Up to 80% LTV; No maximum age; We will lend on properties throughout England & Wales; 60 [...]

Advisers have broken through the £20bn barrier of affordability searches on behalf of their clients using Affordability Hub, the affordability-based sourcing solution from mortgage technology expert Mortgage Brain. Advisers enjoy its time-saving features which [...]

As we move through spring and (hopefully) a return to a more normalised world, please see below for confirmation of what is still required to support any client who requires an extension to their [...]

We are pleased to announce a number of rate cuts to our BTL product range, making them our most competitive products ever. These new products will be available as of Thursday 11th March 2021. [...]

I am pleased to say that the Society has relaunched its joint borrower sole proprietor products, allowing JBSP to 90% LTV. Previous JBSP was limited to 80%. Hinckley & Rugby Building Society has reintroduced [...]

We are a multi-award winning specialist BTL lender providing tailored lending solutions for professional and portfolio landlords. Our team offers in-depth knowledge of the buy-to-let mortgage industry, combined with an innovative, technology-enabled approach to [...]

We’re delighted to introduce our BRAND-NEW self-build GoGreen Reward - designed to encourage your clients to make conscious, sustainable choices during the build of their new home! What is the self-build GoGreen Reward? We [...]

Have your older clients been turned away by their existing lender? Is income from unusual sources making it harder to find finance? Is age acting as a barrier to finance? Does borrowing make better [...]

What do customers want? We’re so excited to announce the first in our series of spring webinars. Guest speaker Andrew Bottomley will be kicking off by looking at how customer expectations have changed against [...]

New dedicated broker support line to help customer applications benefit from stamp duty holiday extensions. Do you have customers looking to complete before the extended stamp duty holiday deadline? At NatWest Intermediary Solutions we’re [...]

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Hinckley and Rugby [...]

Last year TSB made some temporary changes to lending criteria to ensure the bank continued to lend responsibly during the coronavirus pandemic. TSB is now able to return to higher loan to value lending for self-employed customers and be more flexible in the use of different types of income in the affordability [...]

Yesterday the Government announced that the temporary Stamp Duty £500,000 nil rate band exemption in England and Northern Ireland will be extended until 30 June 2021. This will be followed by a further tapering of [...]

A recent study by Haysto1 found that 22% of the 2,012 people they surveyed blame bad credit history as the main reason why they are unable to get a mortgage. Furthermore, 70% of the [...]

The bank came back into the 90 per cent LTV space in December with a five-year fix before adding more options this year.  The two, five, seven and ten-year fixes are no longer restricted to [...]

Teachers for Intermediaries (TFI) has announced it will now include up to 75% (previously 60%) of bonus payments within mortgage affordability calculations. The move is designed to aid high earning financial services borrowers for [...]

Did you know we've reduced rates and fees across our buy to let range which includes products specifically designed for HMO landlords? Accepting up to six bedrooms and multi-units, see if our buy to let criteria could be [...]

We are pleased to announce the return of 80% LTV for Vida 1 BTL 2 year fixed - 3.94% 5 year fixed - 4.44% 1.5% product fee Available for single dwellings only (2 year [...]

As a mortgage adviser, you are required to show that you have reviewed all the options for your client. The Right Loan can help you do this, and if a secured loan is the suitable option, simply refer [...]

Did you know we lend up to the age of 90 on all of our standard residential mortgage products? This means for new mortgage applications the term may run until the borrower’s 90th birthday! [...]

Here’s a full list the changes with product codes in brackets: New Business Core Range Residential Rate Changes 2 year fixed rate purchase [FO25624] 60% LTV, decreasing by 7bps from 1.25% to 1.18%, product [...]

Pleased be advised we've made changes to a small selection of products within our Residential Purchase and Remortgage ranges. In addition to rate changes, please be advised we’re also reducing the ERC on all [...]

We are withdrawing our current Hero Mortgage range of 75% & 80% LTV products. Click here for our latest residential guide; Buy to let guide; Visit the K-Hub.

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Virgin Money extends [...]