MBS Lending (MBSL): We understand that not all mortgage applications are straightforward.

We consider a wide range of client profiles, so if your client has had difficulty in securing mortgage finance due to adverse credit history, we may be able to help.

MBSL is a responsible lender utilising a full affordability process to assess your client’s ability to repay a mortgage. We work with the intermediary market through our association with brokers nationwide to help people buy their own homes and we have a range of mortgage products to help your client repair their credit history.

Adverse Criteria

No maximum on unsecured missed payments
Maximum 3 missed mortgage payments in the last 12 months
Existing or historic IVA or debt management plans
Max £6,000 in CCJs in the last 2 years (must be satisfied on application)
No max on defaults, can be unsatisfied and satisfied on completion
Day 1 discharged Bankruptcy
Repossession if over 2 years ago

MBS Lending is a residential lender only and our max LTV is 70% across the product range.

For new enquiries, please contact our dedicated Sales Team on 01664 414144 (Option 1) or email them at sales@mmbs.co.uk

Like the friendly can do approach, keep it up!

Michael McGuiness, Adviser

What a breath of fresh air! Fantastic positive attitude!

Andrew Smith, Adviser

You are a wake up call to this market and a revelation compared to my previous network.

David Levy, Adviser

Full support from the start and was up and running in no time.

Gary Dobson, Adviser

I feel I am well on the way to regaining my CAS status and establishing a viable business for myself.

Matthew Robinson, Adviser

Only been 3 months but so far so good and the best decision I have ever made.

Martyn Smith, Adviser

MBS Lending (MBSL): We understand that not all mortgage applications are straightforward.