Lending in a Shifting Landscape
With the latest Budget reshaping economic expectations and lenders responding to evolving borrower needs, the lending market continues to move at pace.
In this edition, Aldermore breaks down what the Budget means in practical terms for advisers, while Virgin Money also look at why flexible underwriting is becoming increasingly critical.
As affordability challenges and diverse client circumstances remain front of mind, understanding how lenders adapt makes all the difference.
Wishing you a wonderful Christmas and a strong start to the New Year as you support clients navigating this ever-changing market.
Latest News
Get in touch
Victoria Clark
Head of Lending
Driving Safe Growth in Later Life Lending
As we approach the end of 2025, it is great to end on a high with more product innovations with two of our lenders reducing their early repayment charges from 15 years to 10 years. Again, thinking about the customer and providing better choices.
We would like to thank you all for your hard work this year both with business levels and file quality. We hope you a lovely break over the festive period and wish you a very Happy New Year and all the best for 2026.
Check out this month’s Later Life Insight Podcast!
Later Life Insight | Driving safe growth in Later Life Lending [Ft. Will Hale from Air Later Life]
Latest News
Get in touch
Victoria Clark
Head of Lending
Building Client Relationships Through Proactive Protection Planning
The past year has highlighted just how essential strong protection advice is, with shifting household finances and greater client vulnerability shaping conversations across the industry.
Cirencester’s article reflects on a year of lessons, challenges and successes, while The Exeter explores why regularly reviewing your clients’ protection isn’t only good practice, but it’s also vital in a world where circumstances can change overnight. Now is the perfect moment to strengthen client relationships through proactive protection planning.
Wishing you a very Merry Christmas and a Happy New Year as you continue delivering outstanding protection advice!
Latest News
Get in touch
Amy Wilson
Head of Insurance
Guiding Clients With Clarity and Confidence
Demand for private healthcare has continued to rise, driven by long NHS waiting times and increased consumer interest in accessible medical solutions.
Our final PMI update of the year looks ahead to 2025 and highlights the key changes set to arrive early next year. From product enhancements to shifting customer expectations, understanding what’s coming will help you guide clients with clarity and confidence.
Wishing you a happy Christmas and a healthy, successful New Year.
Latest News
Get in touch
Amy Wilson
Head of Insurance
Protecting Clients This Festive Period
The general insurance space is evolving, and one of the biggest updates comes from Everywhen, formerly known as Berkley Alexander. In this edition, they share the story behind their name change and what it means for you and your clients. As premiums continue to fluctuate and customer needs become more nuanced, staying informed on provider developments remains essential.
With extra lights, decorations and guests this season, be sure to carry out a Home Insurance review to help protect your clients.
We wish you all a Merry Christmas and all the best for the new year!
Latest News
Get in touch
Amy Wilson
Head of Insurance
