The Right Mortgage and Protection Member Blog
Weekly Protection Update – 14th April 2022
Scottish Widows & Aviva upgrades, Vitality Health Checks at the NTE, Helping Hand 2.0 Hi everyone and welcome to this weeks protection update. It’s a short week with the Easter bank holiday [...]
Update for brokers regarding the Homes for Ukraine Scheme
We’re happy to confirm that any mortgage customers who have been accepted on to the government’s Homes for Ukraine scheme do not need to advise us or provide any information, and no changes will [...]
Important announcement – Changes to the Just For You Lifetime Mortgage
On Wednesday 13 April, we made some changes to our lending criteria: County Court Judgement (CCJ) - maximum amount is now capped at £10,000. Leasehold term must now be a minimum of 120 years. [...]
Maximise your remortgage opportunities for 2022
Of those leveraged landlords who plan to remortgage in 2022, over half (55%) suggest they are likely to opt for a five-year fixed-rate mortgage and one in three leveraged landlords plan to remortgage over [...]
Resi, willing and able…
We wanted to give you a heads up regarding our recent enhancements to our Residential criteria and products. Some of the latest changes to our Residential range include: > Minimum loan size reduced from [...]
Changes to Metro Bank Residential Products
With effect from 5.30pm on Wednesday 13 April 2022, we will be withdrawing our 75% LTV products across our residential Core and Interest Only ranges with new products to be launched shortly. So what [...]
Adverse Credit Profile
Mr S is a single applicant who was looking for a remortgage product to consolidate his outstanding secured and unsecured credit & capital raise for home improvements. His 3-bedroom brick-built terraced house in London [...]
Harpenden – Self Build rate 3.69% / 4.19%
Self Build 3.69% - for loans £75,000 - £999,999 4.19% - for loans £1,000,000 - £2,000,000 Harpenden's Self Build products... They manage complex cases and income, offer bespoke solutions and provide flexible underwriting. Additional [...]
NEW BUILD CASH INCENTIVES NOW ACCEPTED UP TO 90% LTV
We’ve got great news for new build customers and the latest on how we’re making it easier for you to do business with us. A boost for new build cash incentives We now accept [...]
The Lowdown on the Self-Employed
When securing a self-employed mortgage, the struggle is real. From strict tick-boxing to high street defeat, it's an uphill battle. It's exactly why everyone from contractors to freelancers are getting a flexible new residential [...]
Limited company BTL remortgage approved for completion of build
New month, new focus - Limited Company Buy to Let It’s a new month, which means a new In Focus theme! For the month of April, we will be sharing cases and scenarios based [...]
Kent Reliance & Precise Multi-brand strategy
The teams will be brought together in the second quarter of this year and will house 16 business development managers (BDM) to provide a “more efficient service to brokers” as the team will be [...]