The Right Mortgage and Protection Member Blog
Accord Mortgages: Changes to products
We have made some changes to the below products: Residential No footprint on DIPs Interest Only – including sale of property – no minimum income Bonus, Overtime & Comm increased to 60% as standard of [...]
Hodge Lifetime: You asked, we listened
We’ll now accept even more types of pre and post retirement income when it comes to our affordability based mortgages: 55+, 55+ RIO and Retirement Mortgage. Puting you and your clients at the heart of [...]
Halifax: Changes to product range
On Monday 8th October, Halifax are making the following changes to the product range: New products - Homemover and First time buyer FAX445, FAX446, FAX460, FAX412, FAX413, FAX427 Withdrawn Products from close of business 6th [...]
Chorley Building Society: Revamp their Help to Buy Mortgage
Chorley Building Society has improved our Help to Buy mortgage product, including reducing the scheme fee and increasing the discount reduction. The 0.75% scheme fee has also been replaced with a fixed fee of £999. [...]
Virgin Money: Buy-to-let lending. Less stress, more yes.
We’ve improved the way we stress-test your clients for buy-to-let mortgages. Which means we say yes to more customers. Good news for you, and them. First, the interest rate stress on 5 year fixed products [...]
Digital Mortgages: Recently announced rate changes
We've made changes across our range of residential mortgage products. Rate changes have been made across our entire product range; We’ve also extended the end dates of the fixed terms across the entire range. A [...]
Kensington: Are your clients wanting to move? Get up to 95% LTV
Are your clients looking to move homes? Could they do with some extra space? Life is unexpected, and sometimes a change is needed to support families that require extra rooms and a little more space. [...]
Weekly Mortgage Update – 05th October 2018
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Halifax announce rate changes; [...]
Cirencester Friendly: Did you know? You can submit three ways!
With life getting busier, we want to make it easier for you to do business with us! You have three ways to submit your client’s application to us: Online Application: register here Scan & email: [...]
AIG: Income protection for diabetes
Changing perceptions: Income protection for diabetics At AIG, we believe that as many people as possible should have access to the cover they need. Read our blog which details how we are able to [...]
The Exeter: Challenging the ‘I’ll be alright’ mentality
It’s too easy to think ‘it won’t happen to me’ and as advisers, this will be a common objection you face. To help, why not show your clients The Exeter’s income protection claims infographic. This [...]
Vitality: Consumer survey – serious illness
We listen to what clients want: improving our serious illness cover As part of our promise to our customers, we are continually looking for ways to ensure that our products are meeting the needs [...]