In advance of new BTL underwriting standards established by the PRA, we are able to share with you our new approach to portfolio landlords. Clydesdale Bank will continue to support portfolio landlords who wish to remortgage to us with no additional borrowing. You won't need to send us any additional documents or information compared to [...]
Don’t forget – following guidance from the PRA, we’ll be applying some additional criteria to all portfolio landlord applications from today. Click to see our application process above. See the full policy here
We would like to inform you that we are removing product codes 11180 (2 year fixed rate 95% LTV) and 11182 (5 year fixed rate 95% LTV) from our mortgage range. These products will be removed on Sunday 17th at 5pm. We would like to inform you that we are [...]
Summary of changes Core Range Selected fixed rate products will be reduced, including: 2 Year Fixed Rate fee saver option at 90% LTV will be reduced to 2.44% with £300 cashback for purchase customers 3 Year Fixed Rate fee saver option at 85% LTV will be reduced to 2.23% 5 Year Fixed Rate fee saver [...]
We are pleased to confirm we are making a number of positive changes to our Residential and Buy to Let product range(s) including launching our lowest ever 2 Year Fixed rate, with new products launching tomorrow, Friday 15th September. Key Highlights: Introducing a 1.09% 2 Year Fixed, £999 product fee, available up to 60% LTV [...]
In August, we completed a second charge mortgage that reduced a client’s monthly credit payments by 70% We were approached by our broker partner because their prime client, earning £45,000 a year, wasn’t able to get a High Street mortgage to consolidate his debt since he’d only been in his new job for 4 [...]
Highlights: 2 year & 5 year fixed ERC's available LTV's of up to 60% from age 55 Choice of competitive rates Ability to make 10% repayments from day 1 Free valuation for properties worth up to £350k Free legal advice for standard remo cases Available rates: 55+ 2 year discount variable - 2.99% [...]
At OneFamily we’re here to help your customers meet the financial needs of modern life. We’ve created award winning products with customer needs and flexibility being a core focus. Since OneFamily started, we’ve picked-up the award for best product innovation within the Lifetime Mortgage market at the 2016 Equity Release Awards, a five-star rating from [...]
No maximum age limit- Does the case make sense? No credit scoring, we credit search Every case individually underwritten with a common sense approach Lending into and whilst retired acceptable Currently no restrictions on product offering when lending into retirement, core range is available Interest only lending acceptable up to: 80% LTV with suitable [...]
Many banks and building societies have a traditional view to lending that means your older clients may often struggle to gain access to any kind of borrowing. Upper age limits for lending seem at odds with the way we live today. The reality is that people are living longer, healthier lives and so need funds [...]
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