Notice of product withdrawal At 8pm on Wednesday 14 June, we will amend the following Fixed Rate Fee Saver products: 2 Year Fixed Rate available up to 95% LTV will move from 4.14% to 4.29% with £300 cashback 3 Year Fixed Rate available up to 95% LTV will move from 4.19% to 4.34% with £300 [...]

We've made some reductions to our 5 year residential mortgages We would like to inform you that we have reduced our 5 year fixed 65%, 75% and 85% LTV residential products by as much as 0.15%. Additional information: These went live this morning Tuesday 13 June. Previous versions of these products (codes 10975, 10938 and 10945) have been [...]

In the know…quicker mortgage offers Top Tips… Over 17 living in property and not on the mortgage? In the notes section of the application, please tell us: Full name Relationship Whether financially dependent on the applicant Second job? Employed: Provide latest monthly payslip Self-employed: Please provide accountant’s certificate OR Two years’ SA302s PLUS Tax Year [...]

Clydesdale Bank: New Products and Rate Reductions For intermediary use only Clydesdale Bank New Products and Rate Reductions LIVE NOW: New residential remortgage specials, BTL purchase special and rate reductions. ·  2 year fixed to 90% LTV (>£500k) - Remortgage Special with a rate of 2.39% ·  5 year fixed to 90% LTV (>£500k) [...]

Buy-to-let affordability assessment In response to changes to Mortgage Interest Relief for buy-to-let landlords, we have introduced an income affordability assessment in addition to the rental cover calculation. We will request details of the applicant’s personal income, financial commitments, other committed expenditure (as with a residential application) in addition to their current and expected rental [...]

The protection divide There’s a growing concern in the protection industry about the lack of financial security for working women. Evolving working patterns in the UK mean that a third of Britain’s working mothers are now the main breadwinner in their family¹, however a recent study by Aegon showed that nearly half of working women [...]

He’s more likely to protect Benjy than his income It seems British people really are more likely to buy pet insurance than income protection. This is just one of the findings in our Survey ‘Optimistic or Idealistic?’, which highlighted 20.5% of people are more likely to buy pet insurance compared to 7.3% who [...]

Flexible menu plan packages to suit your clients' needs Flexible menu plan packages to suit your clients' needs No matter where someone is in their lives, our cover can change with them. Our Menu Plans offer more flexibility for your clients, and makes it even easier for you to do business with us. To help [...]