Livemore, helping the borrowers’ other lenders can’t reach To many mortgage brokers, interest only mortgages for the over 50s is still an unfamiliar product. In this article, our Sales Managing Director, Alison Pallett tries to change the misconceptions surrounding RIO mortgages and give some helpful advice. RIO - how exactly does it help? Well [...]

On Friday 21st January, we are increasing the interest rates across the entire Just for you Lifetime Mortgage range. J1 Interest rates are shown without cash facility loading or interest servicing reductions Cash Back Set Up Fee Minimum Advance Age Range Interest Rate (MER) AER 0% £0 £10,000 55-85 3.80% 3.87% 2% £0 £10,000 [...]

Family building Society: We Lend in Retirement Download the full update

Paul Carter, CEO:  It’s been heartening to see encouraging Q3 figures emerge from the Equity Release Council recently, confirming that the market has once again hit pre-pandemic levels, and that the market in 2021 was likely to surpass £4bn of lending. But it can only continue to grow if advisers have ready access to [...]

With effect from Tuesday 18th January, we’re making the following changes to our Lifetime Mortgage Products. We’re increasing rates on:  Lifetime Mortgage Drawdown+  Lifetime Mortgage Lump Sum+ Where a KFI has been generated on the lower rates, DIPs must be submitted by 12:00 midday, Monday 31st January with applications fully submitted by 12:00 Midday, [...]

Online application and role management now available on Just Adviser portal More functionality added to JustAdviser portal to help registered users work as efficiently as possible: Online application – submit Just For You Lifetime Mortgage applications online 24/7 Role management – so paraplaners and support staff can produce KFIs or submit applications for an [...]

Virtual health and wellbeing support with WeCare Customers across our home finance products now have access to WeCare, a range of health and wellbeing services available from the comfort of their homes – all provided confidentially and for no cost. Read the full WeCare update

The appeal of lifetime mortgages is increasing. Whatever your client’s situation, we have something that could help. LV= has created a series of customer personas* to help bring to life the range of individuals and their circumstances that might suit our lifetime mortgage products. Over the next few months, we’ll focus on one or [...]

Ensure your clients' homes are prepared for ‘thundersnow’ with Ceta's STORM top tips Scotland and parts of England have recently been hit with the rare weather phenomenon 'thundersnow' - when thunderstorms form in wintry conditions and give rise to heavy downpours of snow. The Met office has already had yellow weather warnings in place and [...]

Which insurers have the highest threshold for automatically requesting GP reports? Any adviser will know that obtaining medical evidence from a GP can often be one of the more frustrating and time consuming elements to a protection application journey. In this insight we look at who has the highest threshold for automatically requiring GPRs, across income [...]