What the end of furlough means for mortgages To say things have changed in the last couple of years would be an understatement. The way a lot of us work, earn a living and pay for the roof over our heads is different now. And although the government’s furlough scheme is coming to an [...]
With effect from today, Monday 1st November, we will be making the following changes to our lending policy. Assessing variable income for employed customers We have relaxed our current Income policy by removing the condition that the latest quarterly, half-yearly and annual variable income must have been received on or since 1st January [...]
Want to know more about bridging finance? Take a look at Precise Mortgages handy A-Z guide Following the launch of the Precise Mortgages’ bridging range, we’ve received lots of calls and emails from brokers keen to find out more about how it could help their customers. See how your questions could be answered with [...]
On Wednesday 03 November 2021 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching. Product Changes New product codes issued for all products and end dates changed to end of February. Products and rates may change or be withdrawn at short notice subject to demand. [...]
LTI Policy With effect from Monday 1st November we're making the following changes to our maximum Loan to Income (LTI) caps, which will make mortgages more accessible for your clients who meet the criteria. Key Changes Help to Buy and Shared Ownership: Maximum LTI 4.5 LTV 75% or less and income over £80,000: Maximum [...]
As we reach the end of this month’s In Focus updates, this week we will be sharing with you some real-life Let to Buy case studies discussed during our daily Mortgage Referrals Committee meetings. Visit our website to view our currently available Buy to Let products, or contact our dedicated Business Development team using the chat [...]
On-Demand Events Generation Home webinar –available on-demand on the BrightTALK channel: Generation Home: offering an innovative lending approach for first time buyers (brighttalk.com) This proved really popular with advisers and we had loads of questions, so definitely think it’s worth promoting further because it’s a new approach to lending. Summary: Launched earlier this year, [...]
Furness reduces rates on fixed rate holiday let products Furness has reduced its fixed rate Holiday Let products which are available across England, Scotland, Wales and even the Isle of Skye. Up to 65% LTV, there are 2 and 5 year options at 3.09% with a £995 fee. Up to 75% LTV, again the [...]
Bluestone Mortgages, a complex credit lender who takes an holistic approach to every application Bluestone Mortgages is the complex credit mortgage lending arm of Bluestone Group, a fast growing European specialist lending and fintech business with its headquarters in Cambridge and offices in London, Sheffield and Dublin. Founded in 2000, Bluestone employs a team [...]
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