As you know, following government restrictions introduced to prevent the spread of COVID-19, we at Precise Mortgages, have been busy working on solutions for you and your customers whilst physical property inspections remain unavailable. We’ve worked closely with our valuation panel partners and are pleased to confirm we’re now able to accept desktop valuations [...]
Valuation Process I am pleased to announce that are now able to complete desktop valuations for house purchase and remortgage (to include Buy to Let) for applications up to 70% LTV. Please be advised of the following conditions that will apply to this new process: A desktop valuation is not available for all property types, [...]
Mutual launches an additional ‘career break’ option to help members who may be struggling financially. Between 15 April and 15 July, Holloway Friendly members can request a three month ‘premium holiday' as long as they have been paying for their cover for at least three months. However during this period they will not be able [...]
Coronavirus and updates to our underwiting In these unprecedented times, we’re committed to helping you cover as many of your clients as possible. But we’ve had to make some changes to our business operations to adapt to the new normal. The Coronavirus pandemic is increasing demand on the NHS to deliver primary care, with an [...]
In the latest CuraVision video from Cura, Kathryn talks about Thomas*. Thomas came to Cura seeking protection insurance to cover his mortgage on the family home. The main reason Thomas approached Cura for advice was because three years ago he’d experienced a TIA, a transient ischaemic attack. He had also been diagnosed with type 2 [...]
From Tuesday 14 April 2020 LV= are making changes to their underwriting limits and practices - to make applying for protection easier and reducing demands on the NHS - by: Increasing non-medical limits by 10% for income protection and critical illness Referring cases to an experienced underwriter where their quote and apply system (Fastway) can’t [...]
VitalityLife members can reduce their premiums by 25%, 50% or 75% and their cover will reduce by the same percentage, effective from their next premium collection date. This option applies to all VitalityLife policies. The reduction in premium will be in place for three months following which it will revert to the member's previous [...]
We hope you’re well and adjusting to these challenging times. With the constantly evolving situation, like many businesses we’re adapting and finding new ways of doing business with our brokers. To enable us to continue to provide the highest level of telephone and administrative support to you, we’ve taken the decision to reduce the [...]
We emailed to let you know last week that our approach to property valuations was changing. We have been working as quickly as we can to implement an alternative way of valuing without a home visit. Click here to find out more
In the current environment, valuers may not be able to carry out physical valuations, but FBS are pleased to confirm that they can now offer desktop valuations for houses of standard construction and type, which are wholly for residential/BTL purposes and where standard insurance conditions apply. For more information please visit their website or contact [...]
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