We stress test our holiday let applications based on the properties’ weekly rental. In addition to the usual packaging requirements we require a letter from a local holiday letting agency confirming the high, mid and low season rates. We will then take an average of these seasons over a 30 week period to calculate the [...]
Virgin Money have deals available up to 80% LTV for both purchase and remortgage applications, and up to 75% LTV for portfolio landlord applications. So there’ll be something for everyone in their buy-to-let product range. To find out more, visit the website, talk to your dedicated Business Development Manager or contact your Regional Service Team.
On Friday 30 August 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching. Product Changes Fixed rate end dates unchanged. New product codes will be issued for all products. New Business Mainstream All 2 year fixed rates up to 75% LTV reduced by 0.05% Selected [...]
H&R for Intermediaries is launching a new marketing initiative in September, following the success of last year’s innovative Mortgage Mission: Possible campaign. Bistro H&R – a deliciously exclusive venue for intermediaries – throws open its metaphorical doors next week, promising a menu full of tasty mortgage solutions to complex cases. Whether your client is a [...]
When it comes to your interest only clients, we’ve got it covered. Here’s why… We accept cases up to 75% LTV (with a maximum loan of amount of £2m), with part and part loans up to 80% LTV We accept downsizing as a repayment vehicle, with a minimum equity requirement of £300,000 Our minimum income [...]
It has now been four months since the Financial Conduct Authority (FCA) began regulating the claims management industry (1st April 2019); this means that all claims management companies (CMCs) will now have to report in to the FCA and will have a new set of standards to adhere to. Regulation of these companies aims to [...]
There’s lots of reasons why you might only recommend life cover to a client – for example they can’t get, can’t afford or just don’t need critical illness cover. All life cover pays out if you die, so just recommend on price. Right? If only life was that black and white. Real life throws things [...]
Thank you to all who attended our buy to let masterclasses. Below you will find the presentations from these masterclasses as well as some resources we hope you find useful. Presentations Precise Mortgages Download Royal London Download Resources Landlords’ guide to checking immigration [...]
Our switch on your business workshops are taking place on Thursday 19th September in Birmingham and Thursday 26th September in Greater London, and we would love to see you there. Spend the day networking with industry leaders and network staff - plus enhance your professional development with CPD hours. Switch on your Business Workshop Birmingham (19th) The National Conference Centre, [...]
VitalityLife’s positively different approach to life insurance has been changing the value proposition that clients expect from their life insurance by offering comprehensive cover and rewards for healthy lifestyle changes. In fact, in 2018 Vitality gave their members over £81 million worth of benefits and rewards as well as over £40 million in annual savings [...]
© Copyright The Right Mortgage | All rights reserved. | The content of this website is intended solely for the use of financial advisers. | How to make complaint? | Our Policies
The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498.
