We'd like to give you an update on our fixed rate offering. We have continued to see strong demand for higher LTV mortgages, which is why we have reduced the rates on selected products to support borrowers with smaller deposits. 2 Year Fixed Rate 85% LTV, 1.95%, £199 fees plus valuation fee (previously 2.15%) 90% [...]
TSB has increased the maximum loan to value from 85% to 90% and introduced a new maximum loan amount of £500K, where the LTV is greater than 85%, for lending on flats and maisonettes (excluding new properties), from 12 July. Maximum permitted loan to value for new build remains at 80% and 85% for remortgage [...]
KRFI Core Residential Prime: Max LTV increased from 75% LTV to 90% LTV Near Prime 1: Max LTV increased to 85% LTV Rates now start from 3.24% New Fee options: Prime and NP1 rates have a £995 fee option (max £750k loan) and a 0.5% fee option (min loan £200k). Therefore, from £200k to £750k [...]
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you. This month's update includes: 50% more people are taking out a RIO mortgage for home improvements; Launch of the Just For [...]
Are you looking to take your ER1 exam? Legal & General’s free one day workshop will help you gain an understanding of equity release regulation, products, market practice, and customer needs. Facilitated by a CII-accredited trainer, the workshop includes an overview of the syllabus and vital examination practice to give you the confidence to pass. Register [...]
On Wednesday 30 June we launched our Fixed ERC option offering clients a guaranteed cost if they choose to pay off their lifetime mortgage early. With a choice of Fixed or Variable ERC, you can make your lifetime mortgage solutions even more personalised and recommend the one that suits your clients best. Find out more
Our customer application data for Retirement Interest Only (RIO) has revealed a 50% increase in the number of people who are looking to use the mortgage funds for home improvements. When applying for a RIO, people are asked the reason they are taking the mortgage, this year we’ve seen that 50% more are planning to [...]
Staying fit and healthy means being active. With lockdown lifting (albeit gradually), your clients are likely getting back to playing football on the weekend or heading to the gym after a hard day’s work, so it’s important they protect themselves against accidents and injuries that could stop them in their tracks. To ensure clients [...]
To help you and your clients get started with Vitality, we’ve created a simple 2 minute video that guides you through everything you need to know to benefit from Vitality. Your clients will be able to find out how to register with Vitality, get their Vitality Age and get ready to earn Vitality rewards. [...]
You may have heard the mantra that if you don’t claim tax relief on the premiums, you won’t be taxed on the sum assured. Well, it isn’t quite that straightforward... I’ve been told this particular ‘rule’ many times, and even read about it in some insurers’ guides. It’s often referred to as a rule of [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498.
