Why Golden Charter? Golden Charter has been providing funeral plans since 1990 and is a member of the Funeral Planning Authority, meaning that we adhere to a set of rules and a code of practice, offering protection for your clients. We work with over 3,000 independent Funeral Directors giving us unrivalled* coverage in the UK. [...]
Looking for a reason to get back in touch with your client bank? Have a large proportion of clients with no later life planning in place? Want to start writing or referring Wills and Lasting Powers of Attorney? Help your clients plan ahead for the future and protect their wealth for future generations. [...]
The new BuildLoan website is here It's designed to be easier to use, helping you navigate more easily and quickly to find the content you're after, as well as containing new and improved features and functionality. CLICK HERE TO TAKE A LOOK AROUND New exclusive Accelerator Mortgage from The Hanley Building Society BuildLoan is delighted [...]
We're just letting you know that we're extending the end dates across all New Business and Existing Customer products.
BUY-TO-LET 2 YEAR FIXED RATES AVAILABLE FROM 1.47% We have made improvements to selected buy-to-let fixed and tracker rate products. Summary of changes Core Range Selected buy-to-let fixed and tracker rates products will be reduced, including: 2 Year Fixed Rate at 60% LTV will be reduced to 1.47% with a £1,995 fee 3 Year Fixed [...]
This month, we're pleased to announce you're now able to complete a rate switch on behalf of your client using NFI Online. Also, we're reminding you of the proofs that we request when submitting applications, discover our top tip on submitting tax credit proof and view our current FAQs, recent news and latest service levels. [...]
Following a review of our lending criteria we have made amendments to our income multiples policy for residential lending. Applications will now require an income of £55,000 or more (sole or joint) to qualify for a 5.00x income multiple. This replaces the previous £45,000 income threshold. The table below provides an overview of the full [...]
More CCJ's were registered last year than ever before, so it's not surprising more customers need help to understand how their credit reports are impacted. We've created a guide for you to use with customers which covers: - Getting a free report - Reading your credit report - What your report tells lenders - How [...]
I am writing to advise that the following changes will come into effect from 1st September 2017: Booking Fee – The non-refundable booking fee will be increased from £100 to £125 on all products Own Insurance Fee – This is currently £25 but the fee will be removed completely Revaluation Fee (Further Advances) – This [...]
As you may know, from 30th September 2017 the PRA will define borrowers with 4 or more mortgaged buy to let (BTL) properties as portfolio landlords. Leeds Building Society are pleased to continue supporting these borrowers. From 29th September, the Society will increase its maximum portfolio size to 10 mortgaged rental properties and increase the [...]
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