What options are available to this audience? The older borrower market is growing fast yet their access to products can be limited. The Marsden offers conventional mortgages for those approaching or in retirement that are an alternative to equity release or for some, a ladder to support equity release in the future. Here are some [...]
To discuss a case, please contact us: 01252 916800 sales@fleetmortgages.co.uk
The latest issue of Enterprise's Second Charge Report is now available for download. The Report highlights that the market breached £900m annualised lending for the first time, with 3 consecutive months of year-on-year growth in monthly lending, starting with March's long-time high of £93m. Broker market education appears to be fuelling growth.
Our Buy to Let affordability rates: Purchases 145% minimum rental cover at 5.50% affordability rate Remortgages…without capital raising 125% minimum rental cover at 5.00% affordability rate Remortgages…with capital raising 145% minimum rental cover at 5.50% affordability rate Or NEW 4.50% affordability rate for 5 year fixed rates (excluding porting applications) Why not see how much [...]
Trust us to do right by your customers – The 55+ residential interest only mortgage was created as we believe that customers age 55 and over should have access to a flexible and innovative mortgage product and should not be disregarded due to age. Later life lending specialists – One of a small number of [...]
Leeds Building Society changed their interest only criteria to assess the required minimum equity for customers who are using the sale of property as an interest only repayment vehicle on a regional basis. This means more of your customers may be able to apply for an interest only or part interest only part repayment mortgage. [...]
Together - multiple scenarios: one common sense approach Have a residential mortgages case? Together are now on panel Whenever you have a case that involves non-standard purchases, property, income or credit, we’re here to listen to you and do our best to find a solution. If you have a case which involves any or all [...]
LEGAL AND GENERAL EXCLUSIVE SHARED OWNERSHIP [FS04] 3.99% Fixed rate till 31st October 2019 95% LTS based on the customer's share of the property between 25% and 75% including fees. Followed by our SVR currently 4.99% variable for the rest of the term. The overall cost for comparison is 5.0% APRC Contact our underwriting team [...]
Standard 2x Limited Availability 2.59%, 75% LTV, max loan £200k (this is our lowest rate, so far, this year) 3.09%, 75% LTV, for loans over £200k Fee 1% Rental calculation of 125% at 5% Revert rate: 5:07% (LIBOR +4.75%) Standard 5 Year Fixed 3.79%, 75% LTV (this is our lowest rate, so far, this [...]
Accord has improved its online product transfer screens. Accord launched a new online transfer service earlier in the year and is now giving brokers even more information to help them choose the right product for their clients. Here’s what they can do when they login: Get a view of the customer’s current mortgage, including LTV, [...]
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