We publish our Claim Statistics every year to ensure transparency whilst also giving you the confidence to entrust your clients to us. In 2016 we paid in excess of 94% of claims. This demonstrates our continuous commitment in supporting our Members when they need us the most.  The greatest percentage of claims in 2016 was [...]

Give your clients a head start Are affordability issues stopping your clients from taking out the insurance they need? Life Start and CIC Start can get them started Life Start and CIC Start gives your clients our same award-winning term assurance and critical illness cover, but premiums start cheaper and increase by a fixed 3.5% [...]

Planning ahead is something we all do without thinking, from saving for holidays to who does the school run. Financial planning on the other hand can sometimes seem overwhelming or something to put off until tomorrow. Our new Deadline to Breadline research reveals that on average UK employees could be on the breadline in just [...]

Julie Higman, Product Manager, shares her thoughts We live in a constantly changing world. You only have to listen to the news each day to see that changes are quite often made to things that can affect our daily lives. None of us can predict what will happen in the future, and this, along with [...]

When it comes to our health, we all want the best and as the UK healthcare system continues to change and our lives get even busier, the need for quality, convenient healthcare has never been greater. That's why we're delighted to add LV= Doctor Services to all personal protection policies for new customers at no [...]

Protection Pays from LV= Welcome to our third edition of Protection Pays, which includes: A snapshot of our claims performance in 2016. Customer claim stories and testimonials. Examples of the support we offer customers at claim. Claims are more than just numbers here at LV=. You can use Protection Pays to bring to life the [...]

Dear Intermediary Partner From Monday 12 June 2017 we are extending the end dates on our 3 year fixed residential products and increasing the rate on our 2 year 95% product. We are also removing the £30 electronic funds transfer fee on all new products. Key highlights   1.75% Resi 3.74% discount off the VMR [...]

The scenario: Mr and Mrs Smith are home movers looking to buy a bigger house as they're expecting a second child. The facts: The loan is £208,000 on a purchase price of £260,000 (75% LTV) Mr Smith started a new job 4 months ago Mrs Smith looks after the only child They meet affordability despite [...]

For intermediary use only Clydesdale Bank Rate Changes We're making changes to some of our existing rates. The deadline for submitting applications is 5pm on Monday 12th June. ·  2 year fixed to 75% LTV increasing from 1.34% to 1.39% ·  2 year fixed to 80% LTV increasing from 1.39% to 1.44% ·  FTB 2 [...]

As a valued partner with the Marsden, we wanted to let you know about our new products and criteria changes ahead of our planned release to sourcing systems. Product changes: 18 new discount older borrower mortgage products 5 new discount residential mortgage products (LTV 80% and 85%) End dates on residential have been amended (80%, [...]