From those buying their first homes to families moving up the property ladder, mortgage clients come with a broad range of protection requirements. A flexible product such as MetLife MortgageSafe means it’s easier to arrange cover that suits their needs. Flexibility starts with the three different levels of cover, enabling you to match the policy [...]
For the last two years, the insurance market both in the UK and globally has been hardening at a rate not seen since 2001/02. We are at the peak of the phase of the market cycle where, in general, insurer capacity is withdrawing from the market, competition is reducing, premium rates are increasing, policy coverage [...]
In 2020, L&G paid out over £763 million across thier Life, Critical Illness Cover, Terminal Illness Cover and Income Protection policies, supporting 15,855 customers and their families. L&G also supported families who lost loved ones due to factors attributable to Covid-19, paying out over £39 million in life insurance* claims – helping 1214 families. Overall, [...]
Could your clients survive without an income? In 2020 we paid £10 million in income protection insurance claims (IP) to our members who couldn’t work due to illness or injury. In total, we paid 91 per cent of all claims. Claims for illnesses relating to Covid-19 accounted for 31.5 per cent of claims. Musculoskeletal conditions, accidents, [...]
To make Child Serious Illness Cover even more accessible and affordable for your clients, we’re offering cashback for their first 12 months premiums when added to their Personal Protection Plan. This applies for up to two children, and includes the first £25,000 of cover per child as well as the corresponding Child Vitality Plus fee1 [...]
Each quarter we release a newsletter, full of insightful articles from iPipeline and guest writers from our industry. iPipeline Quarterly provides you with the latest news and topics in the protection industry. Read the new edition
Figures published by the Association of British Insurers (ABI) have revealed that £17million is paid out every day on home insurance claims in the UK with £1.8 million of this for escape of water claims. Approximately one in four household claims in 2018 were for domestic water leakages and it is the second most common [...]
With this current willingness to talk about and understand protection insurance, surely now is a good time to make a call. But what are we going to say? How and when do we introduce the idea of protection? We don’t want to appear mercenary by using the pandemic to scare people into taking out cover [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Uinsure explain how Accidental Damage could be a cost-effective way of avoiding expensive mistakes; Cura provide a Practical Protection Podcast; Introducing Insights Hub [...]
With financial resilience and health & wellbeing in the spotlight like never before, you as advisers are perfectly placed to help enrich and empower your clients’ lives. At Vitality, we are uniquely positioned to monitor behavioural science trends and spearhead market innovation, allowing us to lead the debate around some of the most inspiring subjects [...]
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