We have re-launched our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching. Product Changes New product codes issued for all products and end dates changed to end of December. Products and rates may change or be withdrawn at short notice subject to demand. New Business Mainstream 2 year [...]

At least one applicant must own the residential property which they live in to be eligible for a Buy to Let mortgage with Santander; The income tax band selected must take into account profit on rental income for all properties that the applicant will own on completion; Please note we don't accept a property if [...]

Did you know Kent Reliance for Intermediaries shared ownership products are available with up to 100% share value? 100% share value available £125k min property value Option to add fees Flexible underwriting One year self-employed considered Available in England and Wales We believe that criteria is only the starting point of a conversation, so [...]

Here’s a full list the changes with product codes in brackets: New Business Core Range Residential Rate Changes 2 year fixed rate purchase [FO27563] 70% LTV, decreasing by 10bps from 1.33% to 1.23%, product fee £0 [FO27564] 75% LTV, decreasing by 10bps from 1.33% to 1.23%, product fee £0 [FO27565] 85% LTV, decreasing by [...]

This month, as part of our In Focus update, we’ll be concentrating on capital raising – looking at the many and various reasons people remortgage or seek additional borrowing. Whether for home improvements, down-sizing, up-sizing, or paying off a loan, capital raising comes with complexities, and we’re looking forward to sharing some of the typical additional borrowing applications we discuss in [...]

Please be aware that Precise  Mortgages’s are launching a new buy to let range on Tuesday 21 September 2021. To secure a product from our current range, you must fully submit your applications before 8pm Monday 20 September 2021. The new range of products will be available on our website from 9am on Tuesday.  Speak with your business development [...]

Suggested social post: Here’s one for #selfemployedmortgages, TML will consider Covid-impacted accounts if business bank statements for the last three months demonstrate a return to pre-pandemic turnover – and are offering market leading five and two-year fixed rates. For more info… Key changes: We’ll consider Covid-impacted accounts if business bank statements for the last [...]

Post pandemic, there is likely to be an increase of borrowers that high street banks will be unable to serve as their borrowing needs have become more complex. This presents a huge opportunity for the specialist lending market to step in and support the UK’s 2.7 million landlords. Specialist lending has sometimes been thought [...]

We are pleased to launch a series of new mortgage products in response to the changing market conditions experienced following the pandemic. Home from Home The first new addition to the Buckinghamshire Building Society mortgage portfolio – a unique proposition giving people the opportunity to own a second holiday home and rent it out [...]