We know how important diversity and inclusion in the workplace is, that’s why we want to know how inclusive the mortgage intermediary sector is. We’ve teamed up with the Association of Mortgage Intermediaries and Aldermore Bank to get your views on what it’s like to work in our industry and whether you feel included and [...]
We've just launched our new product range, featuring reduced rates across the majority of products in both our Standard and Specialist range. With such competitive rates and broad criteria, there's never been a better time to get in touch with Zephyr. View our new products > Take look at some cases we’ve recently supported: 20 property [...]
If your customer is newly self-employed or has a long established business, we could help with our wide range of Residential Mortgage solutions. We’ll consider applications with only 1 year’s accounts or Tax Calculation; Changes in trading style during the last 12 months accepted; Less-than-perfect credit considered – defaults, CCJs and arrears (secured and unsecured); [...]
We're pleased to let you know that from tomorrow, Thursday 22 July, we're introducing a Free Legals product range for Limited Company purchase applications. Plus, we're reducing selected Limited Company and Standard BTL rates by up to 0.50%. Visit our website or see product changes for more details
We're pleased to let you know that from tomorrow, Thursday 22 July, we're introducing a Free Legals product range for Limited Company purchase applications. Plus, we're reducing selected Limited Company and Standard BTL rates by up to 0.50%. Visit our website or see product changes for more details
Product Changes New product codes issued for selected products and end dates remain end of September. Products and rates may change or be withdrawn at short notice subject to demand. New Business Mainstream 2 year fixed rate products at 80 to 90% LTV with £999 fee reduced by up to 0.36% (M2643) 5 year fixed [...]
Join us for our ‘Coventry catch-ups’ webinar with our Fraud Prevention Team. Our aim is to help you protect yourself and your business by showing you how to spot mortgage fraud. In this session, we’ll share current trends and give you valuable hints and tips to support you when submitting business. The webinar will be [...]
We are adding two new products to our buy to let range which have no product fee, no application fee, and one free standard valuation, exclusively for portfolio landlords (those who have 4+ properties in the background). New ‘No fee’ F1 2-year fixed at 3.24% to 75% LTV New ‘No fee’ standard HMO (up to [...]
Great news! We have reduced our all 90% and 95% LTV rates by 0.20%, including our recently enhanced Professional Range which now includes high earning customers. We have also increased our maximum loan size at 95% LTV to £675,000 aligning it to our 90% LTV maximum loan size. New rates LTV Fixed Term Rate 90% [...]
We are increasing our loan-to-income (LTI) threshold cap from £60,000 to £70,000. From July 7 we will only allow LTI of five times for household incomes of £70,000 and above. All household incomes below £70,000 will be capped at 4.49 times. This change will impact new business and new applications for additional loans. Pipeline cases [...]
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