We are now at the stage where we can start to look forward and consider what shape the market might take beyond the COVID-19 crisis. The pandemic has impacted many areas of life, particularly people’s finances – and so it is likely that it will play a part in carving out what tomorrow’s mortgage [...]
Product Changes New Business Mainstream Temporary withdrawal of 5 year fixed £0 product fee (M2030) at 90% LTV. Buy to Let No change Help to Buy No change Product Switch Mainstream No change Buy to Let No change Help to Buy No change [...]
Our fracture cover can be added to your client’s Personal Protection or Income Protection policy at a fixed cost and free of underwriting. It covers broken bones, dislocations as well as ligament ruptures and tears. The cover pays out £2,000, £4,000 or £6,000 depending on your client’s injury, and they can claim multiple times [...]
As at Tuesday 9th July 2020 Applications in progress To avoid delays please submit the latest bank statements showing a salary credit within the last 35 days. Fully packaged new applications 11 working day to assessment/approval Fully packaged Foreign Income/Legacy applications 14 working days to assessment/approval Assessing Supporting documents [...]
Santander is removing cashback from all 85 per cent loan to value (LTV) fixed-rate purchase products from 10 July. All products will still receive a free standard valuation, up to a property value of £2.5m. Four products are affected – a pair of two-year and five-year fixes with fee-free and £999 fee options. [...]
The Family Building Society believe in flexibility. They won't say no to your clients just because of their age or because they don’t tick the ‘normal’ boxes. They’ll always treat your client as an individual and look for ways to say yes. See how they can help your clients.
We've teamed up with Cover Magazine to produce an interactive digital guide to income protection for advisers. Inside you will find sales tips and tricks, expert opinion and plenty of visual takeaways you can incorporate into conversations with clients. View Magazine here
We'd like to hear your story At Royal London we remain committed to supporting the adviser market; steadfast in the belief that financial advice has the power to change lives. That’s why we’re always looking for new ways to show the positive impact your services can have, especially for those who have yet to [...]
Wouldn't it be great if you could view provider's non-medical underwriting limits at the quoting stage, helping to speed up the application process and set your client's expectations? Well... now you can! This feature is available in SolutionBuilder on single benefit quotes and includes both Life and Critical Illness cover products. [...]
The lender will no longer accept borrowers who have a County Court Judgement (CCJ) or a default showing on a credit report. This applies to satisfied CCJs, that remain visible on a credit file, and defaults as well as unsatisfied credit issues. Borrowers who have two or more consecutive missed payments on any item [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
