A closer look at relevant life plans – what they are and when you could recommend them Ian Smart – Product Architect Relevant life plans (RLP) are a relatively new product that can give those clients who are business owners a tax efficient way to protect their employees. They can also be an easy [...]
We’ve simplified our Critical Illness Cover definitions to offer our most comprehensive cover yet. To find out more about our updates watch our short film: Find out more
Out of the blue, Linda was diagnosed with bowel cancer. Hear why having the right cover in place meant all the difference to her recovery. Hear Linda's story Divorce - Managing life changes using a trust When a couple are divorcing it is often necessary [...]
Whether it’s a standard or specialist property we’re confident we can help. From bog standard properties to student lets, 100% flat roof to HMOs, here’s a snapshot of our range… Standard range: Individual and Limited Company applications for single buy-to-let properties; 5 year fixed affordability calculation at pay rate; Income “Top Slicing” calculation available. [...]
Platform has improved its process in relation to a change of solicitors, and in most cases no longer require the change of solicitor form. Brokers can provide change of solicitor instructions directly in the following instances: Where the change is to the Bank’s Free Standard Legals (FSL) solicitors; Where the change is requested by [...]
We have made some changes to our product portfolio. To see all the updates please click here.
As we approach the end of the financial year, I just wanted to remind you of our recent reduction in our Help to Buy products on February 18th. These further reductions (following on from those on 12th December 2019) mean that we have reduced some products by up to 0.6%, which is great news [...]
At Metro Bank, we understand the importance of “getting it right first time” ensuring that the applications you submit are turned around quickly. We have highlighted below some “top tips” to support you and your customer: Lending Criteria - All lenders are different so it’s important to understand our Mortgage Lending Criteria before you submit [...]
We've improved our application process so if your client has a buy to let mortgage with us and wants to borrow more and switch to a new rate, these can now be applied for at the same time. Learn more >
We are pleased to announce the launch of a new range of 80% LTV HMO Buy to Let packager exclusives with Landbay. An extra 5% LTV when compared to submitting direct to the lender. Click here to access the product guide. To obtain a lender decision click here, complete the form and email to info@3-mc.com [...]
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