We are delighted to announce we have launched six new fixed rates across our mortgage product portfolio. The new dated fixed rates are as follows: BL64 - Limited company BTL fixed rate to 31 May 2023 @ 3.69% F702 - Non Standard fixed rate to 31 May 2023 @ 3.79% FF13 - First Time Buyer fixed rate [...]
Did you know the number of smaller Buy-to-Let landlords has dropped for the first time in five years? (Letting Agent Today) On top of stamp duty fee increases and tightened lending, many more landlords may look to exit the market with the final phase of tax relief cuts only weeks away. But with many [...]
Over half of all landlords do not use the services of a tax advisor In the modern buy-to-let market, its vital for landlords to seek specialist tax advice before making any decisions about what type of mortgage they need and how they are going to own/finance their properties going forward. Intermediary firms clearly have [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Buckinghamshire Building Society update mortgage product range; Coventry announce product updates; Metro Bank share the importance of getting it right first time. [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Vitality aim to give your clients new answers on serious illness cover; Paymentshield is asking if technology has changed the way you contact [...]
Please be advised we are making changes to a selection of products across our Residential, Buy to Let and Reward ranges effective tomorrow, Tuesday 25th February, 2020. These changes include reducing rates by as much as 0.11% on a selection of our most popular existing 2, 3, 5, 7 and 10 year fixed rates, [...]
I am pleased to confirm that the release of our new buy to let products are live. Buy to let simplification & revamp What’s changing? The BTL range has been streamlined/revamped. This includes: Streamlined BTL product guide Rate reductions on 70/75% LTV 5 year fixed products Rate reductions on the majority of HMO/MUB products [...]
Lending on apartments and high-rise flats At Zephyr, we want to support your clients looking to purchase or remortgage an apartment or flat. Here are some of our current criteria highlights… No height restrictions on lending although anything over 10th floor will be referred to underwriters for approval Ex-local authority flats and deck access [...]
We are pleased to announce the introduction of a free basic valuation across all residential mortgage products (for both purchases and remortgages) from Thursday 27th February - for a limited period only. Foundation Home Loans’ residential range is for clients with credit blips and complex income and offers loans up to £2m. In addition, [...]
We have re-launched our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching. Product Changes Fixed rate end dates extended to end June. New product codes will be issued for all products. New Business Mainstream Selected fixed rates with fees increased by 0.05%. All 95% LTV rates reduced to [...]
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