The popularity of using a limited company vehicle for landlords to purchase buy-to-let properties continues to grow. Q3 research from Foundation Home Loans revealed that the number of landlords planning to buy their next property within a limited company vehicle has jumped significantly in a few months. Almost two-thirds of landlord’s plan to make [...]
The rates on the following Capital Choice plans have increased: Capital Choice Lite Lump Sum Capital Choice Lump Sum (No cashback) Capital Choice Super Lite 1 Lump Sum and Drawdown Capital Choice Super Lite 2 Lump Sum and Drawdown Capital Choice Super Lite 3 Lump Sum and Drawdown Capital Choice Super Lite 4 Lump Sum [...]
New Year, New opportunities for your self-employed clients The last decade saw the number of self-employed workers rise by over 1 million to 4.9 million, taking a 15% share of the total employed and according to the Office of National Statistics this is predicted to continue to increase. However securing a mortgage for your [...]
True to our pledge to give you two working days’ notice of product closures, our latest changes will come into effect from 8am Tuesday 7 January 2020. In order to secure closing products, a full application must be submitted by 8pm Monday 6 January 2020. Applications received after this time will not be accepted. [...]
New 80% Residential 5 year fixed rate 3mc exclusives launched with Dudley Building Society. These new products are available for both purchases and remortgages, affordability will consider up to 6 x income. 0.05% cheaper than the lender core range. 3mc has a lender onsite underwriter. Click here to view the product guide To obtain an individual lender DIP click here then scan and [...]
As another year has closed, Group Managing Director Alan looks back at 2019 and reveals ways we could help you place more of your customers' cases in 2020. “So this is Christmas and what have you done?” asks John Lennon in his song Happy Xmas (War is Over). Well, we’ve certainly got a lot [...]
At the end of 2019, Vitality presented a number of enhancements to their product offering as well as enriching the Vitality Programme further to enable members to unlock even more value through their shared-value insurance model. What’s new? Launch 2019 welcomed a number of enhancements to VitalityLife’s market-leading Serious Illness Cover, which now pays [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Royal London explain why it's vital to provide holistic protection advice; Vitality share what's new for 2020. [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Clydesdale Bank update customer declaration forms; Foundation Home Loans see an increase in limited company vehicles for BTL purchasing; Coventry announce product updates. [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: LV= talks Income Protection tailored for clients who rent The Exeter is saying "Thank you" for the continued support Berkeley Alexander is writing [...]
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