With the majority of 2020 and the early part of 2021 having a significant impact on many individuals’ income and financial situations, we anticipate that the self-employed particularly will require specialist residential finance going forward, whose propensity for complex income structures often throws them out of mainstream lending criteria. When you see national media headlines [...]

We’ll be made some changes to our mortgage product range, summarised below: Changes to 90% LTV products We've reintroduced 95% LTV products! These products are available for new purchases and remortgages for 2 and 5 year terms. This is a no fee range and we'll be offering a £500 cashback option, too. The following criteria [...]

We continue to listen to your feedback and have extended our core residential range to 95% LTV, offering a 5 year fixed rate priced at 3.89%. Launch highlights 5 Year fixed rate priced at 3.89% with a £999 fee which can be added to the loan; Purchase only - rate switch and top up options [...]

Here at Kensington, we wanted to provide brokers all the tools to submit a case successfully. To help speed up the application process, we’ve created a Residential and a BTL packaging guides detailing what documents we may require. Also don’t forget you can keep up to date on our weekly service levels, support guides, handy [...]

Santander will be participating in the mortgage guarantee scheme which allows first time buyers and movers to access mortgages where the LTV is between 90.01% and 95% subject to the government criteria and our own lending policies which are detailed below. Please note remortgages are not included. Self-employed applications We’ve taken the decision to not [...]

At Zephyr we're dedicated to meeting the needs of Portfolio Landlords, hear from one of our BTL experts, Andy Rowe, about a recent Portfolio Landlord case study and find out we can help your clients. Here’s some criteria highlights that could be of benefit to your clients… Unlimited background portfolio with [...]

Keystone Property Finance launches new green mortgages incentivising landlords to make properties more energy efficient Keystone have launched a brand new range of Green Mortgages that reward landlords who make their homes more energy efficient. The new range offers a reduction on their core range of 0.15%, the range is available to landlords with [...]

Furness has strengthened its Holiday Let range by introducing two new 5 year fixed rates at 65% and 75% LTV, priced keenly at 3.89% and 4.29% respectively.  Both products carry a fee of £1,250, which can be paid upfront or added to the loan. The Holiday Let products allow a generous 90 days personal [...]