When asked at the turn of the year, what the industry should expect from claims in 2021, Aviva were very quick to state that delays in screenings would result in higher levels of more advanced cancer claims. In recognition of this they have extended their partnership with MacMillan to provide more support to cancer [...]

When reading this, please raise your hand if… You currently don’t sell GI? You don’t have the time to quote GI? You don’t believe GI is worth it for the income you make? You feel it’s easier to direct your clients to go online to sort out their cover? If you did raise your [...]

From those buying their first homes to families moving up the property ladder, mortgage clients come with a broad range of protection requirements. A flexible product such as MetLife MortgageSafe means it’s easier to arrange cover that suits their needs. Flexibility starts with the three different levels of cover, enabling you to match the [...]

Spectra is designed to provide you with immediate day-or-night access to the likely underwriting decision for your clients. The tool improves the visibility of indicative underwriting decisions - making it easier for your clients to take out a life insurance plan with Vitality. If you would like to find out more or require details [...]

Over the past year, the COVID-19 pandemic has challenged us all to adapt and consider the importance of being financially resilient. But did you know that at LV= we offer affordable protection options to give your client peace of mind if the unexpected were to happen? Back in the first lockdown in March 2020, [...]

It took a defibrillator to bring Lee back to life after a cardiac arrest. However, the policy Lee took out in 2007 refused to pay out. Apparently, his policy only covers heart attacks. To make matters worse, in 2009 the insurer decided to include cardiac arrest in all new policies. But the improvement didn’t [...]

From Today applicants must confirm the below: I am working my full hours, on full occupational duties and am not in receipt of furlough payments or SEISS.  I am also not aware that I am due to be furloughed, made redundant or that my work circumstances are due to change in any way but [...]

Providing an immediate view on likely acceptance We have made improvements to the way we communicate decisions to you on applications where the customer may already have an existing policy with us. Giving you more transparency OLP Connect will now display the expected decision immediately, while in the background as a priority, we will [...]

Uinsure have today launched a new tech platform that aims to remove insurance complexity for advisers and their clients. It coincides with the unveiling of a brand refresh for the first time since its inception in 2007. “Uinsure’s rebrand is not just cosmetic. It represents a maturing of the company, from the inside out [...]

When assessing the protection needs of a client it is unlikely that just one plan will meet all of their needs. For all but the smallest minority of clients, protecting their income in the event of ill health will be the most imminent need, however if you look at protection sales, income protection still [...]