We have increased the rates of the following products: 2 year purchase products in the 85% and 90% LTV brackets; 5 year purchase products in the 90% LTV bracket; All other products and features remain unchanged. The new rates have been available on sourcing systems from Tuesday 19th January, and our rate table and [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Santander announce new 90% first time buyer exclusives; Nationwide increase maximum term on 90% LTV lending; Metro Bank cut LTV rates by 0.40%. [...]
With the country returning to enforced lockdown, many hospitals at capacity and an ambitious vaccination program being rolled out, the NHS will inevitably be stretched for some time. Understandably every resource should be directed at combating the pandemic, however the knock on effect of this is that obtaining medical evidence for the underwriting of [...]
With a range of low cost and comprehensive solutions, Smart Health and a transformative impact based approach to critical illness there are many aspects of the AIG protection proposition that advisers are familiar with and value. What some advisers may not be as familiar with is the added support AIG provide to claimants, their [...]
Royal London have launched a new "Underwrite Later" facility on business protection and relevant life applications. This new feature enables clients to put their business protection or relevant life policy in force immediately based on the information provided within the application with full underwriting being carried out once the evidence is received. Read more [...]
Adviser training sessions As you will be aware, TRM firms have been chosen to take part in the initial roll out of MetLife MortgageSafe – a new innovative and simplified income protection proposition. To support advisers including MortgageSafe into their sales process, MetLife are running a series of training webinars. Anyone is welcome, whether [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Join MetLife for their 2020 claims review webinar and learn about their new product MortgageSafe; Legal & General GI Club presents 'Kickstarting 2021'; [...]
Date: Friday 15th January 2021 Amy Wilson has been appointed as The Right Mortgage and Protection Network Head of General Insurance, in which she will continue to lead the network’s private medical insurance (PMI) division known as The Right PMI and Healthcare, alongside coordinating further improving the network’s general insurance sales. As The Right [...]
Leeds Building Society is returning to whole of market lending at 90% LTV with two new deals – a two year fixed rate at 3.44% and a five year fixed rate at 3.50%. The new 90% LTV products are available for residential purchase or remortgage. Both come with a £999 product fee, a free [...]
TOP TIPS FROM DR MIKE MOSLEY Last year was a tough one for many people, and for many different reasons and it looks like the start of this year could be too. It’s never been more important to work on improving our wellbeing by leading a healthier life. New Year is a time for [...]
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