Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Metro Bank take a look at their joint borrower sole proprietor solution The Mortgage Works: Helping your clients, 10 year fixed mortgage product [...]

Please note, the following product has been withdrawn with immediate effect; MFD443: 2.90% Fixed Rate for 5 Years 95% LTV Outstanding applications are to be fully packaged and with the Society by COB, Thursday 24th February. Please update your systems at your earliest convenience.

We can help! Check out our flexible acceptance criteria: All CCJ's under £300 ignored All CCJ's over 3 years ignored All Telecommunication CCJ's ignored Accept up to 3 CCJ's per applicant in the last 3 years At Bluestone Mortgages, we give credit, where credit is due. If you have any recent cases with CCJ's, [...]

Are you struggling to find a solution for your 50+ clients? Want to learn more about our NEW Term Interest-Only (TIO) mortgage? Want to earn more commission with minimal extra effort at the same time? If you answered YES to any of the above, then you can’t afford to miss our 45-minute webinar on [...]

Great news about LTI criteria We’ve changed our Loan to Income (LTI) criteria to help more of your clients buy their own home. The new criteria is as follows:Income of £40k or less, or LTV over 90% (previously 85%) - maximum LTI 4.49. Help to Buy & Shared Ownership - maximum LTI 4.5. Income [...]

Our Joint Borrower, Sole Proprietor solution is perfect for first time buyers wanting to get on the property ladder, for for customers in a separation scenario where one applicant wants to buy out their former spouse or for older borrowers whose circumstances have changed and need support from a close family member to live [...]

We all know that this year will be a busy one for the Buy-to-Let remortgage market, and we’re offering the best deal for your clients with £150 valuation fees, rates from 2.75% and the technology to make it simple. Five years on from the PRA changes that saw landlords remortgage to take advantage of [...]

We wanted to let you know that we’re making changes to the following Clydesdale Bank residential products for new customers at 8pm today. 75% LTV 2 year fixed rate Full C&I with fee and Fee Offer options will be withdrawn 80% LTV 2 Year Fixed Rate Full C&I with fee will be withdrawn These [...]

PRODUCT UPDATE Helping Hand now available up to 95% LTV Find Out More We're pleased to let you know that from tomorrow, Friday 11 February, Helping Hand will be available for your first time buyer clients up to 95% LTV. For further details including eligibility and criteria click here. Please note that Helping [...]

In our latest case study, see how we were able to take a flexible, common sense view in the following circumstances on a Limited Company Buy to Let:  House purchase: £235,000 value with £176,250 loan (75% LTV) Directors able to provide a personal guarantee Four directors, each with an equal share in the company One [...]