For financial advisers only. Aegon can offer life protection with lower medical ratings to some customers with coronary artery disease. In some cases, Aegon’s halved its ratings. Call Aegon’s pre-submission underwriting helpline on 03457 83 54 73 (call charges will vary) to discuss how this could help your clients. www.aegon.co.uk/content/dam/ukpaw/documents/spotlight-on-heart-disease.pdf
As part of Mental Health Awareness week in May, we were joined by broadcaster Simon Thomas for our latest Speaker Series session. Simon unexpectedly lost his first wife Gemma to acute myeloid leukaemia in November 2017. He discussed how he has rebuilt his life after his tragic loss, as well as how a life [...]
Pacific Re Research 2022 Carl's Email: Carl.Heard@lv.com Hello and welcome to this week’s protection update. What you’re immediately thinking, is that “these aren’t the dulcet tones of Vincent O’Connor that I am used to hearing each week”…and that’s because Vincent is currently enjoying a well-earned holiday. But [...]
Our lending criteria can be layered together to create the perfect solution for your mortgage customers. The customer First-time buyers who need help from their parents Older borrowers who need the support of a family member to stay living in their own home Close family members helping another on the property ladder or purchase buy to let [...]
Buy-to-let. Better. Discover the new Landbay and why more intermediaries are choosing to partner with us. We're not just another lender. We're an award-winning team, building a company we love. And we hope you'll love it too. Choose Landbay and you'll find experts at the end of the line, smart technology designed for you, [...]
From Wednesday 1 June, we will be changing the way we offer products for a product transfer or further advance. Rather than a standard product guide to show a range of products by loan size and loan to value, we will offer individual customer products for customers to choose from. Our product transfer or [...]
Our Buy to Let mortgages have been designed to support your customers whether they are a first–time landlord, ready to remortgage or looking to do a let to buy. Buy to Let highlights 5 year fixed stress rate 4% at 140% of the mortgage interest amount calculated for loans up to 75% LTV Up [...]
Here's a recent example of house purchase by a couple, where one of the applicants was in an established Debt Management Plan (DMP) as a result of a marital split: Loan amount £235,500 at 74% LTV Term - 34 years with the oldest applicant aged 36 Applicant still remained on the former marital home mortgage The [...]
As you know, Foundation Home Loans lend on Multi-Unit Blocks, but what constitutes as a Multi-Unit Block? As part of our series on Specialist Property Buy to Let Mortgages, Gemma Lang explains: A MUB (Multi-Unit Block) is a freehold property that has been split into self-contained flats that are not subject to individual leases. [...]
Our update from ‘The Lending Lowdown’ brings you up to speed on how to package the perfect case and boost your clients chances of success. That way, you’ll know exactly what you need to provide to avoid delays, referrals and declines. And the next time you start an application, you’ll have an open and [...]
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