On Monday 24 January, we’re making the following changes to our product range: BTL House Purchase Rate increases of up to 0.23% across 2 and 5 year fixed 60 and 75% LTV £0, £995 and £1,995 fee products. BTL Remortgage and Let to Buy Rate increases of up to 0.09% across 2 year fixed [...]

There are plenty of ways to get your applications to us at Hinckley & Rugby for Intermediaries. When it comes to mortgage applications, we aim to be flexible and to keep things simple, which is why we offer a number of submission routes to suit your needs. Broker Portal. Our intermediary platform provides full mortgage application submission, [...]

The self-employed were possibly the most hit by the Covid-19 pandemic. Many now find themselves in a situation where the latest SA302 will reflect their struggle, despite the business having returned to pre Covid earning levels. These borrowers are victims of circumstance. As a lender that listens and assesses each application on its individual [...]

Our range of Versatility mortgages enables us to be flexible with complex circumstances - and they have now just got even cheaper with rates now starting from 2.84% variable on a 2 year discounted rate. The range has four tiers of lending criteria, depending on complexity, and we currently offer a fixed and discounted [...]

Fixed from 11 to 40 years with a monthly payment that never changes Greater borrowing power No ERCs for life events For FTBs, home movers and remortgagers Up to 95% LTV 10% overpay from day 1 Discover More

Selecting a buy-to-let lender for a portfolio landlord can be a challenge for advisers, as they will need a lender that can offer a suitable interest cover ratio to maximise the amount of potential borrowing without heavy underwriting on the background portfolio. At West One, our individual approach to underwriting means that we review [...]

January is the month to think about holidays, and LendInvest's Buy-to-Let Director, Andy Virgo, analyses the opportunities and potential challenges in the holiday let market in the year ahead and how they will continue supporting landlords in this space. Find out more here.

You asked….we listened! For self employed applicants (where applicable) we will now take either net profit after tax + salary, or salary + dividends, whichever is higher. We will use the latest years figures* if the increase is less than 20% - if more we simply use an average of the last 2 years. [...]

New business 60% LTV withdrawals and other changes On Wednesday 19 January we’re making changes to our new business and product transfer ranges. New business In response to market conditions, we’re temporarily removing all 60% LTV fixed rate products and increasing rates or fees on selected products. The great news is we’re reducing some [...]