Which lenders do you think of for those residential borrowers who don’t quite meet mainstream criteria? With Foundation Home Loans, residential mortgages are as easy as ABC. think… A – Affordability B – Broad criteria C – Competitive Products … Foundation Home Loans! The ABC of reasons to use Foundation for your next specialist [...]

We consider a wide range of client profiles, so if your client has had difficulty in securing mortgage finance due to adverse credit history, we may be able to help. MBSL is a responsible lender utilising a full affordability process to assess your client’s ability to repay a mortgage. We work with the intermediary market [...]

As we head very quickly to the end of 2021, we'd like to take the opportunity to revisit some of our niche cases we've shared with you during the course of the year. This week, we're taking another look at a case study featuring a self-employed applicant. If you have an unusual or complex [...]

Why Leeds Building Society Shared Ownership Mortgage Lender of the Year Why should you choose us for Shared Ownership mortgages? Expertise and experience Dedicated customer and product support Commitment to the market A name you can trust These are just some of the reasons why we won Shared Ownership Mortgage Lender of the Year [...]

Changes to our product range On Monday 13 December, we’re making the following changes to our product range: Homemover products including equivalent Green Home products Rate reductions of up to 0.34% on 10 year products Further Information Please click Find out more to access the Product Rate Guide which has been updated with the [...]

The case study below illustrates how our unique approach to assessing the credit profile of prospective borrowers cannot only enable them to borrow more, but also save them thousands of pounds in interest. Application Details: Purchase Price: £250,000  Loan Required: £187,500 (75%)  5 year fixed rate (25 yr term)  2x unsatisfied CCJs  Registered 7 [...]

Over the last decade the way in many customers in the UK receive their income has changed, so we have evolved our policy to be able to offer solutions to as many of your customers as possible. Acceptable income highlights include; Employed: 100% of basic and fixed acceptable allowances if 12 month track record [...]

On Wednesday 8 December, we’re launching new five-year Exclusives, which come with a handy £1,000 cashback, great for customers looking to fix for longer. We’re also improving our Shared Ownership range with lower rates and a new Greener 5 Year Fixed Rate at 90% LTV, rewarding customers for purchasing an energy efficient home. Purchase [...]