Problem viewing this email? Click here Hello Anita I hope you're enjoying the nice weather! It's been great to be back out on the road, attending more broker facing meetings and events. With this in mind we want to make sure our engagement approach is right at this time. As a business we're really [...]

TSB has made the following improvements to lending criteria effective from 25 April 2022: Increased Residential loan to income multiple to 5 times Raised the income threshold to £50,000 (previously £40,000) and increased the income multiple for loan to value, less than or equal to 85%, from 4.75 to 5 times income. These new [...]

New Build at TMW We've made some improvements to our TMW New Build offering. We've increased LTVs The maximum LTV for New Build Flats has risen to 75% for all TMW New Business applications. See our criteria We've launched our TMW New Build hub From criteria to application assistance, we've got you covered with [...]

To further demonstrate Accords commitment to the Buy to Let market they’re introducing a lower rate rental calculation from today, available for straight switch re-mortgages where no additional capital is being raised. The new ICR/ICRR rates are as follows: Basic & Zero Rate Taxpayers - £for£ re-mortgage All Products – 125% @ 4.5% Higher [...]

Great news - We are reducing our rates across our Help to Buy range to provide further support to a growing number of customers with complex credit. When affordability is a crucial concern for many, particularly first-time buyers, we’re making these rate changes to provide further support for customers with complex credit to achieve their [...]

As the face of retirement evolves, so must the range of financial products available to clients entering later life. You can help more clients realise their retirement ambitions through our enhanced retirement interest only mortgages (RIO). We’ve developed our RIO mortgages to meet the needs of those clients looking for more choice and flexibility. [...]

Tom Denman-Molloy, Intermediary Sales Manager, Mansfield Building Society It’s perhaps not a huge surprise that the domestic holiday market has done so well over the last couple of years. The pandemic limited - and at times outlawed entirely - foreign travel for leisure purposes, but that didn’t mean that Brits suddenly no longer needed [...]

Last week I sent you some information about our next webinar, the date of this has had to be moved back to 24 May at 11am, but we really hope your broker partners are still able to join us. Here are the full details we would be keen for you to promote: Our Limited [...]

Many advisers and clients are left frustrated with their lender journey. Many would argue the root cause is a lack of common sense in assessing the case. However, did you know that at West One, our manual underwriting process applies a common-sense approach to all cases? From handling a complex limited company portfolio to [...]