Nick and Kate are a young married couple who live in Devon with their two young children. Nick is a teacher and Kate works as a receptionist at a local hotel. They have been living with Kate’s parents for the last year to help them save a deposit for a home of their own. [...]

We appreciate that, even later in life, your clients can go through major events such as marriage, divorce and children. That’s why we launched into the later life market to offer our expertise, supported by individual underwriting which is key to reviewing these types of cases. Below are some real-life examples of enquiries we’ve [...]

With effect from 9am today, Tuesday 5th April, we're making the following changes to our Lifestyle Select Options products. We're decreasing the interest rates on: ·         Lifestyle Select Ultra Lite (Standard & Flexible) ·         Lifestyle Select Super Lite (Standard & Flexible) ·         Lifestyle Select Lite (Standard & Flexible) ·         Lifestyle Select Gold (Standard & Flexible) [...]

Why our owner occupier loans could offer the ideal solution We know it can sometimes be difficult for commercial clients to find the right rental property that fits their business needs. All too often the rent's expensive, it's the wrong size or it's in an unsuitable location. It's why our owner occupier loans could [...]

Since the 2017 PRA changes the finances of millions of borrowers have been impacted by the pandemic and ensuing lockdowns, meaning some landlords are now struggling to remortgage their existing properties. While most high street lenders will make an automated decision using your credit score, a specialist lender will have more products available for [...]

As of Tuesday 5th April, Keystone Property Finance significantly expands its lending criteria and HMO offering alongside increasing its maximum LTV for standard products to 80%, as part of a major overhaul of its lending criteria. The specialist buy-to-let lender’s decision to increase its maximum LTV from 75% to 80%, opens up its standard [...]

Thank you once again for the strong interest in our latest BTL Limited Editions where we have now reached our allocated tranche size. The following products will therefore be withdrawn from 6.00pm on Wednesday 6th April. Buy to Let - Limited Editions > Standard 5-year 3.24%, Fee Saver Limited Edition > HMO 5-year 3.39%, [...]

On Wednesday 6th April at 5:30pm, we will be making a number of changes to our buy to let range. As part of these changes many of our products are being replaced, including our Green ABC+ products which are being withdrawn and replaced with a revised green product range. Products being withdrawn and not replaced [...]

Family Building Society offers a range of expat mortgages in over 40 countries, including most European countries and a number of Gulf States. They lend to UK nationals working abroad and UK nationals working in the UK but paid in a foreign currency.   Expat products are available on an Interest-Only basis for both [...]

Over the last few years, we have watched as more and more companies across the globe have joined the mission to become carbon neutral. A survey conducted by Ipsos MORI revealed that 85% of UK adults are now worried about the climate crisis*, and the UK is now working towards a target of net-zero [...]