Important Changes to the 50+ mortgage from Hodge We'd like to let you know about some important product changes Please note that from 5pm on Monday 4th April, we will be removing our 50% LTV products from our 50+ range. All remaining products, from our 60% , 75% and 85% LTV ranges remain unchanged. This adjustment [...]
At Hinckley & Rugby, we know how difficult it is to find the right product for your later-life clients, which is why we’ve created a range of mortgages specifically for borrowers who will be over 75 at the end of the mortgage term or require borrowing in or into retirement. Our Later-Life mortgages have been [...]
Rates from 2.79%. Introducing Precise Mortgages new buy to let range. Rates start from 2.79% and include fixed and % product fee options. In addition, they’ve launched 2 and 5-year fixed rates with £0 product fee, refunded valuation (maximum £630) and £500 cashback, which could be ideal for landlord customers looking to remortgage or [...]
Today we are launching new Residential, BTL and HMO/MUB specials! Here are the details you need: Residential: Select 85% LTV, 5 years fixed, 4.68%, no fee, free valuation and free legal options with £1000 cashback BTL: BTL 75% LTV, 5 years fixed, 2.95%, 1.75% fee HMO/MUB: HMO/MUB 75% LTV, 2 years fixed, 2.88%, £1999 [...]
Now including no maximum loan amount Kent Reliance for Intermediaries understand that many of your high net worth clients can often struggle to find a lender that can support their large loan needs. That's why they’ve launched a new residential range to help provide solutions for these clients. The new range features products with [...]
If you're looking for ways to think outside the box and help your clients, the latest Skipton Talks podcast is a must listen. Skipton’s Derek Adams is joined in the studio by Skipton BDM, Tracey Nash and Underwriting Leader, Charlotte Raw to give you the ins and outs of their Joint Borrower, Sole Proprietor [...]
On Wednesday 6 April we’re making the following updates to coincide with the start of the 2022/2023 tax year: · National insurance and dividend income tax rates are being increased by 1.25 percentage points, and Scottish tax bands are also changing. · Household expenditure figures are being updated to reflect the most recent Office [...]
Every quarter, we review current yields and costs of common and specialist property types within the buy to let market for mortgage intermediaries. When looking to maximise rental yields, a growing number of landlords are carefully scrutinising the pros and cons attached to HMOs. The appeal of this investment type was highlighted in Q4 2021 [...]
When it comes to your clients’ children, there can be nothing more important. That’s why we offer optional Child Cover with all our EverydayProtect policies. By taking out financial protection for their children and providing cover for everyday occurrences such as playground accidents, serious illness, and even accidental death, even the most difficult situations [...]
We’ve made big changes to our online journey, so with fewer clicks you can give your clients faster Income Protection cover. Why try British Friendly? Our improved online medical and lifestyle questionnaire has just 9 high level questions across 6 pages, you could be a few clicks away from completing an application on behalf [...]
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