With effect from Wednesday 30th March, we’re making the following changes to our Lifetime Mortgage Products. We’re increasing rates on: Ø  Lifetime Mortgage Drawdown+ Ø  Lifetime Mortgage Lump Sum+ Please see the attached rate tables for the new product rates. Please be aware, the current rates are only available until 16:30 Tuesday 29th March [...]

We have today refreshed our product range to ensure we continue to offer great value and choice for your customers even in a rising rate environment. It has been a great start to 2022 and we have provided the much-needed solution to so many customers in need of our specialist approach, and we continue [...]

If you're looking for ways to think outside the box and help your clients, the latest Skipton Talks podcast is a must listen. Derek is joined in the studio by Skipton BDM, Tracey Nash and Underwriting Leader, Charlotte Raw to give you the ins and outs of our Joint Borrower, Sole Proprietor proposition. Find [...]

Can you believe we are at the end of the first quarter of 2022 already? The time has flown by and we have all been kept really busy here at Landbay with March turning into yet another record month for applications. We’re not really surprised though as our range of products are highly competitive. [...]

Recent research shows the post pandemic trend towards staycations is set to continue into 2022 and beyond, with 28% of holidaymakers polled preferring a staycation over a holiday abroad, with 52% of people polled planning to take one of each in 20221. The environmental impact and the desire to support the country’s economy are [...]

Opening new doors for you and your clients Explore Deposit Unlock  Deposit Unlock provides clients looking to move to a New Build Home access to 90.01 - 95% LTV mortgages and is available for home movers and first time buyers. For further information about how Deposit Unlock can open new doors for you and [...]

To make it easier for your self-employed applicants we’ve updated the accountant’s certificate to capture more information upfront. It’s available to use on our website from Wednesday 30 March.  The following updates have been made. ·     New section (section F) which needs to be completed for all cases. The section covers the impact of [...]

We’re pleased to let you know that nominations are open for the 2022 Elite Women showcase hosted by Mortgage Introducer.    As a top mortgage professional, you understand the value of involvement in this pioneer showcase of powerful and inspiring women. If you or someone you know deserves this recognition, we encourage you to [...]

When you told us that your customers often need to secure a buy to let or residential mortgage as quickly as possible, we listened carefully and thought about how we could speed things up. So now when your case reaches the full submission stage, we’ll immediately instruct for the valuation to take place. It’s [...]

We continue to listen to broker feedback and react, where possible, to make things easier for you, which is why we’re delighted to announce some fantastic news to support your Buy to Let (BTL) clients: We now lend on BTL New Build flats, up to 75% LTV and landlords with 5 year fixed products [...]