Join Steve Smith, Sales Director of Roma Finance as he takes you through three real bridging cases from start to finish. You can learn more about the bridging process, what to expect and what to watch out for to help you with your short term finance enquiries. Steve will discuss the process of a [...]
Dear Intermediary, We've made some positive changes to our portal. What we've changed: Effective immediately the Portal will return and display the True Surplus Figure on each and every application based on our internal affordability model. We hope that the enhancement to the portal will give brokers back their confidence in placing business with [...]
Effective from 28th March 2022, we're making the following changes to our intermediary portfolio: Effective from 28th March 2022, we're making the following changes to our intermediary portfolio: Launching: EXCLUSIVELY FOR TEACHERS 2 Year Variable Rate 3.29%95% LTVFor home purchase applications only (Issue 588) 5 Year Fixed Rate 3.99%95% LTVFor home purchase applications only (Issue 590) 5 Year [...]
Hi everyone. I hope you enjoyed the previous episode? It featured special guest Kevin Carr of Carr Consulting, who shared his expert knowledge of public relations with us. Public relations can be so beneficial to your work and your profile within the industry, it’s definitely worth giving it a listen. For the newest episode [...]
Some people do not have the perfect financial profile for their plans and find their credit score 'does not compute'. We aim to see the person beyond the profile and offer practical lending on mortgage affordability and credit history, not automated credit scoring. For example, we take a common sense view on missed payments [...]
Our next generation residential range is here. Now more streamlined than ever Isn’t it refreshing when things are just simple? No-one needs more complexity in their lives, right? This is exactly why we’ve taken the time to simplify our residential range. Our new 4 tier range means getting the best rate for your clients [...]
As of 30th March 2022, Foundation Home Loans have expanded their closed panel of solicitors to transact all specialist property cases. For all specialist properties, including HMOs, large HMOs and multi-unit properties, brokers can now choose from a wider panel of legal firms with specific expertise in specialist property purchases and remortgages. For HMO [...]
We understand that your clients' finances are becoming increasingly complex. With more than a million people in the UK with second jobs, people's working habits and sources of income have never been so varied. So if you're struggling to place a case with a lender who can't accommodate clients with multiple sources of income, [...]
With effect from, Monday 4th April, we will be making the following changes to our residential lending policy: Interest Only We are reducing the sole applicant minimum income criteria for Interest Only applications from £100,000 to £75,000 per annum. For joint applications, at least one applicant must continue to meet the sole applicant minimum [...]
It can often be a challenge if you have a client who wants to rent a property to a family member. Our flexible approach to lending means we’re one of only a handful of lenders in the market who offer Regulated Buy-to-let mortgages. A Regulated Buy-to-Let Case Study Find out how we were able [...]
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