Many clients are turned down by high street lenders simply because they're 'too old'. We think that's bonkers! We do lend in retirement. How can we help your clients? My client is 65 and wants a 20 year mortgage – can you help? Yes! We lend in retirement with higher maximum ages than most [...]

Reasons to Come to Kensington: Innovative products designed to meet the evolving needs of your clients Flexible criteria taking your clients’ circumstances into consideration Real people underwriting your cases, not just automated tick boxes No upfront application fees No upfront application fees View Products here>> View Criteria Here>> Register to Place a Case>> Find [...]

Please see below important product changes from West One Buy-to-Let. Following the 0.25% Bank Base Rate rise announced by the Bank of England on Thursday 17th March 2022, moving the rate from 0.50% to 0.75%, the interest rates on our lifetime tracker products are increasing in line with this. A summary of the changes [...]

Our expert BDMs look in-depth at their regions to see what patterns are emerging in the long-term and Ltd Company Buy-to-Let  markets, what feedback they are getting from brokers and how landlords are looking to manage the uncertainty of the year ahead. Find out more here.

Lifetime Mortgages We're making some changes to our interest rates! On Tuesday 22nd March, we are increasing the interest rates across the entire Just for you Lifetime Mortgage range. J1 Interest rates are shown without interest servicing reductions Cash Back Set Up Fee Minimum Advance Age Range Interest Rate (MER) AER 0% £0 £10,000 [...]

This information is strictly embargoed until 2pm today. Effective 22nd March we are making the following changes to our New Business product range: New Business Rate Changes Purchase: Rate increase of up to 25bs on selected 2 and 5 year deals Remortgage: Rate increase of up to 25bs on selected 2 and 5 year [...]

Throughout the conveyancing journey, you and your clients may find that conveyancers use certain legal terminology which may require further guidance and explanation, bearing this in mind to provide additional support we have put together an overview of the often-used legal terms. The eConveyancer Conveyancing Glossary will help you and your clients avoid any [...]

We wanted to let you know that we’re making some changes to selected fixed rate mortgages at 8pm on Tuesday 22 March. Purchase Exclusive ·    80% LTV 2 Year Fixed Rate with £995 fee will be increased by 0.08% to 2.14%. Core ·    Selected 65% - 85% LTV 2 and 3 year fixed rates [...]

As a National Account Manager, I know from your feedback that a case study can better help brokers understand what the complex credit market can do for their clients.   We've learnt from our BDMs that a frequent topic of enquiry relates to CIS workers and our approach, which is why we wanted to [...]

Take a look at the below examples of some of our Key Worker customer types and how Vida could help them in their home ownership journey Kaye - NHS Nurse Kaye provided her past 3 months payslips to our Underwriter who was able to consider 100% of all shift allowance and 50% of overtime [...]